Buy Now Pay Later No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Interested in buy now, pay later with no credit check? While buy-now-pay-later options can be convenient, Fundo offers a more flexible alternative with small loans starting from $500. Our quick online application process allows you to access the funds you need without a lengthy credit check, making it easy to manage your purchases or expenses.
Unlike many buy-now-pay-later services that limit how much you can borrow, Fundo’s loans provide greater financial flexibility. Once your application is submitted, it’s reviewed quickly, with many applicants receiving same-day approval. After approval, funds are typically transferred to your account within hours, allowing you to cover your expenses without the delays of traditional lenders.
Fundo’s flexible repayment options make it easier to manage your loan repayments on terms that fit your financial situation. Our transparent loan process ensures you won’t encounter any hidden fees or surprise charges, making it a stress-free alternative to buy-now-pay-later services.
FAQs About Buy Now, Pay Later with No Credit Check Alternatives
Can I get approved for a loan without a credit check?
Fundo may conduct a formal credit check, but our focus is on providing fast approval based on your current financial situation.
How fast can I get approved for a loan with Fundo?
Fundo’s online application process ensures fast approval, often within the same day. Once approved, funds are typically transferred to your account within hours.
What can I use a loan from Fundo for?
You can use a loan from Fundo to cover personal expenses, bills, or any short-term financial needs.
Do I need verifiable income to apply for a loan with Fundo?
Yes, Fundo requires verifiable income to ensure responsible lending and the ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
