Can I Get A Home Renovation Loan
Same day funds up to $5,000
Same day funds up to $5,000
Are you looking to transform your space but asking yourself, “Can I get a home renovation loan?” At Fundo, we understand that securing financing for your home improvements can feel overwhelming. Traditional lenders may have stringent requirements that leave you feeling frustrated, particularly if you've encountered credit hurdles in the past. But at Fundo, we're here to offer an alternative approach!
At Fundo, we welcome applicants with varying credit histories. If you’ve had challenges before but are now in a better financial position, we want to work with you! We believe that everyone deserves a chance to create their dream home, and we strive to make short-term loans accessible for all Australians, living in urban and suburban metropolitan areas alike.
If you’ve been exploring various options like cheap home improvement loans or seeking insights on getting a loan for renovations, you've come to the right place. At Fundo, we ensure that you can tap into funds efficiently without the stress of lengthy application processes.
To get your home renovation loan, you should:
While we do offer no check loans, a credit check may be part of our assessment process to ensure we provide the best outcome for your specific needs. Our aim is always to support responsible borrowing, allowing you to enjoy your new renovations without added stress.
Getting started is simple! Just fill out our online application form with some basic personal information and loan details. If submitted during business hours and everything checks out, you might even receive funding the same day! With Fundo, returning customers can secure funding with just three clicks.
Before applying, consider checking your Fundo Score. A higher score enhances your approval chances, and you can improve it by making timely repayments, sharing referrals, and managing fewer loans from various lenders.
Ready to kick off your renovation journey? Apply for your home renovation loan with Fundo today, and let’s get started on bringing your vision to life!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.