Same day funds up to $5,0001
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Award 2024
500+ Applications submitted in last 24 hours!
When unexpected expenses come knocking at your door and you need cash fast, short-term loans can be just the right solution. If you’ve found yourself contemplating, “Can you get a payday loan without a checking account?”, we understand how frustrating the search can be. Many options out there involve cumbersome paperwork and complex requirements, which can feel overwhelming. At Fundo, we’re committed to simplifying the lending process for Australians by offering an alternative that cuts through the red tape, making loans more accessible.
We know that financial stress can take a toll. That's why we focus on more than just your credit history. At Fundo, we take a holistic look at your financial situation, ensuring that everyone gets a fair assessment. As a transparent and flexible Australian lender, we pride ourselves on clear terms with no hidden fees lurking in fine print. Our goal is to make applying for short-term loans as straightforward as possible, so you can focus on what matters.
Concerned about repayment schedules? With Fundo, you don’t have to sacrifice peace of mind. Our repayment terms can extend up to 180 days for a MACC loan, giving you the flexibility you need. Whether you're facing an emergency or need funds for home repairs, we offer a range of options tailored to your needs:
Exhibiting responsible borrowing behaviour, like making advance repayments, can even help you dodge fees and enhance your eligibility for future loans! Plus, our user-friendly self-service dashboard offers updates on your payment terms and helpful management tips.
If you've been searching for reliable support, you're already on the right path! Applying for a loan with Fundo is easy and takes just a few minutes. To become a Fundo borrower, ensure you meet our eligibility criteria:
Simply submit your application on our website with your personal information and proof of verified income. If you apply during business hours, you could receive an outcome on the same day! Returning borrowers can apply in just three clicks. Plus, checking your Fundo Score allows you to gauge your eligibility before applying.
Stop endlessly scrolling for payday loans or fast approval loans. At Fundo, we strive to make your borrowing experience easy and rewarding. Apply for your short-term loan today and see how we can help you tackle those surprise expenses!
Safe and Secure. Complete app in minutes²
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
Safe and Secure. Complete app in minutes²
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe and Secure. Complete app in minutes²
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I want to borrow ($500 - $5000*)
