Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When it comes to cash advances online, the requirements, paperwork, and documentation typically differ from lender to lender. However, at Fundo, we not only have personal loans as an alternative to cash advances, but we also have straightforward requirements. 

It’s simple; you should be at least eighteen years of age, a citizen or tax-paying Australian resident, and in regular employment with an income of around $1000 per fortnight (government benefits may be included). As a borrower, you should also be able to show your capability to make repayments by the specified deadlines. Finally, our loans at Fundo should not put you under any financial pressure.

What’s more, a smart device and an active email address are necessary, as we're an online-based service and most of our communication happens digitally. 

With every credit product, there are limits to how much you can borrow, and a cash advance online is no exception. It all just boils down to what borrowing range works for your unique situation and preferences.

At Fundo, we're your trusted partner for those moments when life happens and you need cash promptly. Through our medium and small loans, we can be there for you when you need it. 

When you opt for our service, rest assured that we’ll look at your score through a lens of understanding and not judgement – ultimately helping you secure a personal loan that works for you. 

Fundo has built a loan service around one simple idea: making your life easier when you need to borrow money quick. But beyond this, we also want to ease your mind after you spend the credit, which is why we offer flexible repayment terms. 

Our repayments are tailored to suit your financial circumstances, and they reflect our commitment to providing a seamless and supportive experience. With us, you won't be left guessing and wondering about hidden fees or charges. Instead, you'll find that our terms are transparent and reasonable, just like the rest of our services.

Know that we're always ready to work with you to establish a repayment schedule that fits your life, not the other way around. You'll find a team of dedicated individuals and a system that’s committed to supporting you along your financial journey. 

Through the use of our intuitive Self Service Dashboard, you can even easily make repayments and perhaps even reschedule if needed. Join us today, as we’re not just about providing quick cash loans; we're about providing peace of mind through convenience and transparency. 

There may be lenders that don’t recognise freelancers as eligible borrowers for cash advances online or personal loans.

However, Fundo is all about financial accessibility, and we firmly believe that everyone deserves a helping hand when they need to pay for a dream purchase or maybe an emergency. This includes hardworking freelancers who can find themselves in a situation where swift financial support can make a difference. 

Yes, freelancers can apply for a personal loan with Fundo, so long as they make at least $1000 per fortnight (government benefits can be included). If you want to make sure that we can service your specific employment situation, you’re more than welcome to reach out to us and talk about your circumstances.

Whether you want to fund a home improvement project or a family holiday, we're here to help with straightforward application procedures and quick online loan availability. You’ll be pleased to know that our process is designed with today’s modern lifestyle in mind. 

We’ve made it so that it’s incredibly easy to apply from wherever you are, at any time. Plus, we don’t require heaps of paperwork and our assessments are quick, yet thorough. 

Stop looking up cash advances online and consider Fundo as your friendly, approachable and quick online lender. We keep it simple and sincere, with no hidden fees or confusing jargon, so look to us as your go-to for small and medium online loans in Australia.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.