Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When it comes to comparing Fundo with traditional banks for obtaining a loan, several advantages set us apart. 

We understand that sometimes life throws unexpected financial challenges your way, and you need immediate access to cash and loan solutions. We specialise in providing quick online loans, including emergency loans, to cater to your specific needs.

Unlike typical traditional banks that offer small bank loans, you can expect a seamless and hassle-free process from us. Say goodbye to complicated forms, lengthy waits, and tiresome paperwork!

Another key advantage of Fundo is our commitment to fast funding. If you submit your application within our business hours, which are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time, we will promptly review it. Assuming all goes smoothly, we can quickly process your loan and transfer the funds to your account on the very same day.

Also, we consider applicants with varying credit scores, including those with not-so-great credit. As a private lending institution, we take a more holistic approach to assessing loan applications, giving you a fair chance to secure the funds you require.

Absolutely! We offer incentives to our cherished customers who maintain excellent repayment histories for their quick loans.

We have the Fundo Credit Score, a unique system crafted to reflect your repayment history and other factors. When you consistently keep up with your repayments and improve your Fundo Credit Score, you are eligible for exciting benefits and discounts. 

What’s more, we’re committed to your convenience, providing you with an accessible and user-friendly self-service dashboard for your loan, such as your short-term cash loan. With this feature, staying on top of your cash and loan is easier than ever.

Through the interactive dashboard, you can receive advice about financial wellness and guides on improving your Fundo Credit Score. When everything goes well, and you’re diligent with your repayment deadlines, you can apply for a new loan in just three clicks!

At Fundo, managing your cash and loan transactions has never been more straightforward.

As our customer, you have various convenient options to make repayments, namely debit card and direct debit. Just keep in mind that we don’t accept payments by credit card or charge card.

If you’re ever in a position to settle your cash and loan obligations early, we’re all for it! Paying off your loan ahead of time not only reduces fees but also leaves a favourable impression on any future applications.

But what if you find yourself in an unforeseen situation and wish to change your payment plan? 

No worries; we’ve got you covered. You can reach out to our friendly consultants over the phone or via email, and they’d be delighted to discuss potential options to help tailor your repayment plan to your current circumstances. We may need a two-day notice to change payment dates on your loan account, so inform us immediately if you have any concerns.

Even better, our platform provides an easy way to track your quick personal loan online. The interactive dashboard and self-service features add to the convenience of managing your loan with us!

Of course! We believe that your cash and loan experience should be as flexible as possible. 

We’re not about the rigid rules and expectations that typically come with cash and loan solutions from some traditional banks. Our online loan application process provides you with repayment options that best suit your unique situation.

We provide the flexibility for you to choose the duration of your loan. Many of our customers opt for a duration between five and twenty weeks. Our aim is to take the fuss and complication out of small loans, giving you the freedom to manage your finances in a way that fits your lifestyle.

We’re here to support you on your financial journey by providing loans today online, quickly and easily. At Fundo, we’re committed to ensuring you have the flexibility and support you need to make the best financial decisions for your life.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.