Cash Loan Now

When life throws an unexpected financial challenge your way, fast access to cash can make all the difference. Whether it’s an emergency expense, a surprise bill, or something else entirely, Fundo is here to help. We offer small loans starting from $500, allowing you to secure the funds you need right away. Our easy online application process ensures that you won’t be stuck waiting for approval while your financial situation worsens.

Why Choose Fundo for a Cash Loan?

Fundo provides quick access to cash when you need it most. Our loans are designed to be simple, fast, and flexible, ensuring that you can handle financial emergencies without the stress of lengthy approval processes. With loan amounts starting at $500, Fundo gives you the flexibility to borrow enough to cover unexpected expenses while keeping the repayment process manageable.

Our application is entirely online, so you can apply from anywhere, anytime. Once approved, the funds are transferred quickly to your account, meaning you can address your financial challenge without delay.

How Fundo’s Loan Process Works

Easy Online Application: The first step is to complete our online application, which takes just a few minutes.
Quick Approval: We know that time is critical when facing a financial challenge, so Fundo works quickly to assess and approve your loan. In many cases, we can provide approval the same day you apply.
Receive Your Funds: Once approved, Fundo transfers the funds directly to your account as soon as possible, often on the same day. This means you can handle your financial challenge immediately.
Flexible Repayments: Fundo’s repayment options are designed to fit your financial situation, making it easy to manage your loan without added stress.

Eligibility for Fundo Loans

To apply for a loan with Fundo, you must:

Be at least 18 years old
Reside in Australia
Have a regular income of at least $1,000 per fortnight, including government benefits
Be able to demonstrate your ability to repay the loan

If you meet these criteria, Fundo can offer you fast financial assistance, even if your credit isn’t perfect.

Cash Loan FAQs

How quickly can I get a cash loan from Fundo?

Once you complete our online application, Fundo works quickly to assess your loan. If approved, you could receive the funds as soon as the same day.

What can I use a cash loan for?

A cash loan from Fundo can be used for a variety of unexpected expenses, such as emergency repairs, medical bills, or other financial surprises. Our loans start from $500, giving you the flexibility to cover immediate needs.

What if I can’t make a repayment?

If you find yourself struggling to make a repayment, contact Fundo as soon as possible. We offer flexible repayment options and can work with you to find a solution that fits your situation.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Cash Loan Now