Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you’ve been searching ‘cash loans AUS’ wondering how they work, here’s what you should know. Typically, small cash loans work through credit requests made by the borrower. If they’re eligible, they can then receive funds and make repayments digitally. This is advantageous, as you can skip long lines at physical branches and apply without having to physically compile heaps of documents. 

With us at Fundo, navigating our process is as straightforward as swiping through your smart device. You simply complete our no-fuss application form while we process your details. Should you be approved, the funds will be transferred directly to your bank account in no time. There is no need for complicated paperwork, lengthy waiting periods, or scrolling through all those results for ‘cash loans AUS’ anymore; just easy and quick online loans.

But what really sets us apart? We understand that life doesn’t always play by the rules, and sometimes you just need a few more dollars to make your dream purchase come true. Here, you’re not bound by restrictive rules, as we have flexible repayments that are suitable for your unique circumstances and lifestyle. 

At Fundo, we’re all about simplicity and efficiency, and we wholeheartedly believe in making our cash loan application process as beginner-friendly as possible so you no longer have to look up ‘cash loans AUS’. We take immense pride in our tech-based approach, putting customer satisfaction at the heart of our operations. We’ve even taken great strides to ensure the process can be completed from the comfort of your own home. 

When holidays, celebrations, and well-deserved rewards call, you may need a quick online loan. Fundo knows you don’t have the time to wade through a sea of confusing legal talk or complicated forms. That’s why we’ve designed our application process to be short and easy, even for those who are not as experienced with financial processes. 

You’ll find everything laid out clearly on our platform, with no jargon or fuss. You can even reach out to our customer service team for answers to burning questions about topics like ‘cash loans AUS’ or ‘quick loans Australia’.

We understand that providing identification can often seem like a chore, but with Fundo, we aim to make it a breeze. The essence of our process rests on two principles – convenience and authenticity. There won’t be any complicated documentation. Simply confirm the following to be eligible:

If you tick all these points, then we can assess your personal loan request and update you on our decision.

What’s more, we make sure that we handle this process with the utmost care, all while ensuring your data’s safety and privacy. In other words, we’re not just tech-savvy; we’re security-savvy too when it comes to cash loans AUS-wide. 

Fundo is all about understanding your needs and keeping loans straightforward, but we also look at the bigger picture when lending. As such, we can’t approve a new loan application if you’re still working on payments for a previous one with us. This is because we’re deeply committed to promoting responsible lending behaviour.

We genuinely care about your financial well-being, so we’ll always avoid putting you in a situation where repayments might become overwhelming. We want our relationship with you to be positive and sustainable, focusing on your financial health rather than plunging you into debt, so you don’t have to wade through different lenders that come up when you search ‘cash loans AUS’ anymore. 

In line with this, we’ve even made it easier for you to stay on top of your finances. With our intuitive and innovative self-service dashboard, you can manage your repayments and even ask for a reschedule if necessary. 

So, while we can’t approve another loan while you’re still repaying a previous one, we’re dedicated to helping you meet your financial goals. We’re here to provide accessible, fast cash loans online and a commitment to responsible lending. With Fundo, you’re in capable, caring hands. Trust us to put you first because your financial well-being is our priority.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.