Cash Loans For Bad Credit History
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life's unexpected expenses arise, securing cash loans for bad credit history can often feel challenging. With traditional banks frequently turning down applications based on less-than-perfect credit scores, finding a quick solution shouldn't have to involve mountains of paperwork. Thankfully, Fundo is here to help! We provide an easy and efficient way to access short-term loans, designed specifically for individuals often overlooked due to their credit ratings. At Fundo, we simplify the loan process with clear language and easy-to-follow steps, ensuring you understand your responsibilities as a borrower.
Fundo takes pride in evaluating your individual financial situation, allowing us to provide tailored loans that can meet your needs without undue stress. Whether you’re dealing with medical expenses, urgent repairs, or unexpected bills, our cash loans for bad credit history could provide the relief you need. You can even pay off your loan earlier, helping to boost your chances for future approvals as you strengthen your borrowing profile!
We cater to a range of one-off expenses, including:
We understand the importance of maintaining a healthy borrowing behaviour. Our Fundo Score system rewards you for responsible repayment—whether early or on time. Each good borrowing habit boosts your score, enhancing your chances of getting approved for future loans.
Applying for a Fundo loan is simple! Make sure you meet our eligibility criteria: you should be
To get started, just click 'Apply Now' on our homepage. Enter your loan amount and some personal details, and if you’re a returning customer, you will enjoy a streamlined process. Most successful applications can receive approval notifications on the same day if submitted during business hours. Say goodbye to the endless search for 'cash loans for bad credit history' and experience the friendly, efficient service at Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
