Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When life's unexpected expenses arise, securing cash loans for bad credit history can often feel challenging. With traditional banks frequently turning down applications based on less-than-perfect credit scores, finding a quick solution shouldn't have to involve mountains of paperwork. Thankfully, Fundo is here to help! We provide an easy and efficient way to access short-term loans, designed specifically for individuals often overlooked due to their credit ratings. At Fundo, we simplify the loan process with clear language and easy-to-follow steps, ensuring you understand your responsibilities as a borrower.
Fundo takes pride in evaluating your individual financial situation, allowing us to provide tailored loans that can meet your needs without undue stress. Whether you’re dealing with medical expenses, urgent repairs, or unexpected bills, our cash loans for bad credit history could provide the relief you need. You can even pay off your loan earlier, helping to boost your chances for future approvals as you strengthen your borrowing profile!
We cater to a range of one-off expenses, including:
We understand the importance of maintaining a healthy borrowing behaviour. Our Fundo Customer Score system rewards you for responsible repayment—whether early or on time. Each good borrowing habit boosts your score, enhancing your chances of getting approved for future loans.
Applying for a Fundo loan is simple! Make sure you meet our eligibility criteria: you should be
To get started, just click 'Apply Now' on our homepage. Enter your loan amount and some personal details, and if you’re a returning customer, you will enjoy a streamlined process. Most successful applications can receive approval notifications on the same day if submitted during business hours. Say goodbye to the endless search for 'cash loans for bad credit history' and experience the friendly, efficient service at Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.