Cash Loans Melbourne
Same day funds up to $5,000
Same day funds up to $5,000
Fundo’s streamlined application process means that you can apply for a loan from the comfort of your home, avoiding the need for lengthy paperwork or in-person visits. Once approved, you’ll receive your funds directly in your bank account, allowing you to handle any emergency expenses or financial needs without the hassle.
FAQs About Cash Loans in Melbourne
How fast can I get approved?
Fundo’s online application ensures fast approval, with many applicants receiving funds on the same day.
What if I have bad credit?
Fundo focuses on your current financial situation, meaning you can still apply for a loan even if your credit isn’t perfect.
Do I need to visit a branch to apply?
No, Fundo’s application process is fully online, allowing you to apply from anywhere in Melbourne.
What repayment options are available?
Fundo offers flexible repayment options to ensure the loan fits your financial situation without causing added stress.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.