Cash Loans Over The Phone
Same day funds up to $5,000
Same day funds up to $5,000
Finding access to cash loans over the phone shouldn't be a hassle, especially during times when you need funds urgently. At Fundo, we understand the struggles that many face, particularly those who have experienced traditional lenders turning them away due to credit score issues. Our mission is to offer a fair and personal approach to short-term loans, making them accessible to all Australians. Here’s how we make it happen: by giving each application the individual attention it deserves. Fundo is completely Australian-owned, and we pride ourselves on providing flexible payment options tailored to meet your needs.
We aim to help you put an end to those endless searches for “cash loans over the phone” and similar keywords like 'Cash Loan Example' or 'Cash Loans With No Bank Account'. By choosing Fundo, you can enjoy funding solutions that are easy to understand, with repayment terms that work for you. While you can take up to 180 days to repay your loan, paying it off early could save you money on interest—if applicable based on loan size—while enhancing your chances for future loan approvals.
Fundo offers a variety of loan products designed to cater to your specific needs, whether you are looking for funding for emergencies or planning a project. You can manage your loan easily through your personalised dashboard, which provides clear insights into your loan terms, helping you stay on top of your financial situation.
Many potential borrowers feel discouraged due to stringent requirements set by traditional lenders. At Fundo, we have streamlined our eligibility criteria, so you're more likely to secure a cash loan over the phone with us. Here’s how simple it is:
To get started, simply fill out our user-friendly application form online with your personal details, verified income, desired loan amount, and proposed repayment terms. For the quickest turnaround, apply during our business hours. And remember, maintaining responsible credit behaviour, such as leaving positive reviews, referring friends, and timely repayments will help enhance your Fundo Score, paving the way for future loans.
With all these benefits at your fingertips, it’s time to stop searching the web for “loans” or “cash loans over the phone.” Take action today and apply for your Fundo loan now—let’s get you the funds you need!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.