Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we stand by our same-day loans’ simplicity and speed, designed for when life happens and quick access to funds becomes a priority. Our small same-day cash loans are unsecured and processed quickly – often within the day of receiving the application. 

We aim to review applications as thoroughly and swiftly as possible. Of course, there can be times when unavoidable circumstances arise, like banking delays. 

Our business hours are 9:00 a.m. to 6:00 p.m. Monday through Friday and 9:00 a.m. to 5:00 p.m. on Saturday (Sydney time) and if you submit your online loan application during these times, we could process your application right away, improving your chances of receiving funds the same day.

If your application is received after the end of the business day, we’ll likely get back to you the next business day. This will ensure that we don’t miss any details when assessing your application and that the loan funds are delivered to your nominated bank as soon as possible.

To be eligible for Fundo loans, applicants must: 

While some Australians think that cash loans with same day approvals are pricier, that isn’t always the case. A lot of factors can affect the cost, like your repayment terms, loan amount, and applicable fees. At Fundo, we follow responsible lending legislation, and all our fees align with industry standards, ensuring fair and reasonable pricing for your small or medium personal loan.

Even better, if you have a good Fundo Credit Score, you can get a better chance of loan approval, so you don’t have to settle for the steep loan rates that conventional lenders typically offer. By engaging with us – reviewing our services, referring friends, or maintaining timely or early payments – you can improve your Fundo Credit Score. 

At Fundo, we understand that life can throw unexpected curveballs your way, leaving you in need of extensions for your loan repayments. When it comes to our cash loans same day offerings at Fundo, we offer flexible repayment terms so you can comfortably meet your repayments. 

Whether you prefer sticking to the original repayment schedule or want to pay off your loan ahead of time, you have the freedom to choose. There are no penalties when you repay your loan early, so you can minimise your monthly account fees or boost your chances of getting a loan approved in the future.

When you’re looking up terms like ‘cash loans same day’, we understand that you also want to know who determines the amount you can borrow. At Fundo, you can indicate the amount you want to borrow and fill out the application form.

Once you’ve submitted your application for our online easy loans, one of our dedicated team members will assess it promptly, so you’ll know how much you can borrow from Fundo if your loan application is approved. 

When you’re approved for a loan at Fundo, you can also take advantage of the fun and engaging benefits we offer, which you can learn about on our self-service dashboard. 

Using this dashboard, you’ll also be able to keep track of your loans, make payments, and see when your payments are due. You’ll also find tips and advice to improve your financial health and habits. 

Say goodbye to lengthy approval processes and confusing legal jargon, as we’re here to make cash loans same day applications a breeze. We’re not your traditional bank – you can count on us for easy, quick, and reliable online loans in Australia.

So why wait? Apply for small loans today at Fundo! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.