Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, having quick access to cash can make all the difference. Whether it’s fixing a leaky pipe or dealing with a sudden car repair, the need for cash loans with bad credit can often leave you feeling frustrated. But don’t worry—Fundo is here to help! As a friendly Australian-owned lender, we understand the challenges that come with having a poor credit history, and we offer short-term loans designed to meet your needs.
Searching for reliable lenders offering cash loans with bad credit can be overwhelming, but at Fundo, we simplify the process:
We’re committed to helping you make the most of your financial situation. Here's how:
Considering a cash loan with bad credit? Here’s what you need to know:
To qualify for a Fundo loan, you'll need to:
Once you meet these criteria, simply fill out our online form and let us guide you through the process. If you’re a returning customer, applying takes only three clicks!
Stop looking for 'cash loans with bad credit' elsewhere! At Fundo, you’re just a few steps away from quickly accessing the cash you need. Submit your application during business hours, and you could see the funds in your account within 60 seconds of accepting the contract. Don’t let bad credit hold you back—apply for a Fundo loan now and experience a hassle-free borrowing journey!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.