Cash Need
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you're facing a cash need, getting the right loan shouldn't be a complicated task. We understand that unexpected expenses can arise at any moment, and when your credit score isn't perfect, securing emergency funds can feel doubly challenging. Instead of getting lost in a sea of bureaucracy and lengthy waiting periods, choose Fundo for your cash needs. We specialise in providing short-term loans with a straightforward process, available to those who may not have perfect credit. With Fundo, you’re choosing a lender who simplifies your experience with clear language and no hidden surprises.
No matter if you’re searching online for 'Cash Loan Low Interest' or 'Payday Loan Easy Approval', the process for acquiring a small loan with reasonable terms is made simple at Fundo. Our cash loans come without interest or penalties if repaid within 180 days for a MACC loan, making it easy to manage your financial commitments. Whether you need to cover a surprise car repair or a sudden medical expense, our emergency loans are perfect for those immediate cash needs.
Forget about the anxiety of searching for 'Cash Need' loans online! At Fundo, our eligibility criteria are straightforward: You must reside in Australia, be over 18 years old, and earn at least $1,000 each fortnight (including government benefits). Show us that you can manage repayments responsibly, and you could qualify for a small or medium loan quickly.
Applying is a breeze! Simply fill out the application form on our website with your personal and contact information, along with the amount you wish to borrow. If you've borrowed from us before, you'll find the re-application process takes just three clicks! Plus, we offer the Fundo Score—a special feature designed to reward you for timely repayments, referrals, and leaving feedback. Keeping your borrowing history clean enhances your Fundo Score and increases your chances for future approvals.
So why continue searching phrases like 'no credit check loans'? With Fundo, you can obtain a cash loan now to fulfil your financial needs. Choose Fundo today for a friendly, efficient experience tailored to your situation. Your cash solutions are just a few clicks away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
