Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding the right cash on loan app can be a challenge, especially if you have a less-than-perfect credit history. You might have faced hurdles with traditional options when looking for a cash loan or been turned away due to your credit score. At Fundo, we think that’s unfair. Our mission is to create more accessible solutions for Australians looking for short-term funding. We approach each application on an individual basis, ensuring a fair assessment for all eligible borrowers. With Fundo, you can enjoy convenient repayments tailored to your needs, making it easier to tackle those unexpected expenses quickly. Plus, our application process is straightforward — free of jargon and legalese — so you can focus on what matters most: fast access to the cash you need. Why wait weeks for approvals when you can apply today and get an outcome swiftly?
We’re committed to providing you with the best loan options possible. This is why we evaluate terms like ‘cash on loan app’ to understand all available opportunities for you. When you apply through Fundo, you're choosing a lender that prioritises your time and financial well-being.
If you encounter a one-time urgent expense, our emergency loans can quickly help. With repayment options up to 180 days on a MACC loan and no monthly fees, we're here to simplify your financial journey. Plus, if you're new to Fundo, we offer you a straightforward and quick application experience — just a few clicks away!
Choosing Fundo means you only need to meet a few essential criteria to get started. You must be:
If you fit these requirements, fill out our easy application form with your details and how much you'd like to borrow. Get your funds transferred to your account within 60 seconds from contract acceptance if approved and applied during business hours! Our innovative Fundo Customer Score feature can give you an insight into your likelihood of approval, and helps you manage your borrowing experience seamlessly.
No more hunting for a ‘cash now loan’ or searching endlessly for the best options. With Fundo by your side, you can take control of your financial future. Apply for your cash on loan now and experience the ease of borrowing with Fundo!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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