
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Same day funds up to $5,0001
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AI Innovation
Award 2024
Finding the right cash on loan app can be a challenge, especially if you have a less-than-perfect credit history. You might have faced hurdles with traditional options when looking for a cash loan or been turned away due to your credit score. At Fundo, we think that’s unfair. Our mission is to create more accessible solutions for Australians looking for short-term funding. We approach each application on an individual basis, ensuring a fair assessment for all eligible borrowers. With Fundo, you can enjoy convenient repayments tailored to your needs, making it easier to tackle those unexpected expenses quickly. Plus, our application process is straightforward — free of jargon and legalese — so you can focus on what matters most: fast access to the cash you need. Why wait weeks for approvals when you can apply today and get an outcome swiftly?
We’re committed to providing you with the best loan options possible. This is why we evaluate terms like ‘cash on loan app’ to understand all available opportunities for you. When you apply through Fundo, you're choosing a lender that prioritises your time and financial well-being.
If you encounter a one-time urgent expense, our emergency loans can quickly help. With repayment options up to 180 days on a MACC loan and no monthly fees, we're here to simplify your financial journey. Plus, if you're new to Fundo, we offer you a straightforward and quick application experience — just a few clicks away!
Choosing Fundo means you only need to meet a few essential criteria to get started. You must be:
If you fit these requirements, fill out our easy application form with your details and how much you'd like to borrow. Get your funds transferred to your account within 60 seconds from contract acceptance if approved and applied during business hours! Our innovative Fundo Score feature can give you an insight into your likelihood of approval, and helps you manage your borrowing experience seamlessly.
No more hunting for a ‘cash now loan’ or searching endlessly for the best options. With Fundo by your side, you can take control of your financial future. Apply for your cash on loan now and experience the ease of borrowing with Fundo!
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.