Cash Within The Hour
Same day funds up to $5,000
Same day funds up to $5,000
Need cash within the hour? When you’re dealing with a financial emergency, waiting for funds is not an option. At Fundo, we offer small loans starting from $500, with a fast online application and approval process that ensures you can get the cash you need within the hour. With quick and easy access to funds, Fundo is your go-to solution for urgent financial needs.
How can I get cash within the hour in Australia?
If you’re searching for cash within the hour, it’s likely that you have an urgent financial need that can’t wait. Whether it’s a medical bill, emergency repair, or another unforeseen expense, Fundo offers small loans starting from $500 that are designed to get you the cash you need quickly. While receiving cash within the hour is not always guaranteed due to processing times, Fundo provides fast approval and funding, often getting money to you on the same day if you apply within business hours.
At Fundo, we prioritise transparency and ensure that our loan process is straightforward, without hidden fees or complications. This means that you can focus on addressing your financial needs while we handle the rest.
What is Fundo’s process for getting cash quickly?
Fundo’s loan process is designed to help you access cash quickly and responsibly. Here’s how it works:
Fundo is committed to providing fast, transparent, and responsible loans to meet your urgent financial needs.
FAQs
Is it possible to get cash within the hour from Fundo?
While Fundo strives to approve and fund loans quickly, receiving cash within the hour depends on how fast your application is approved and processed, as well as your bank’s processing times.
What can I use a Fundo loan for?
Fundo loans can be used for urgent expenses such as medical bills, car repairs, or emergency household costs. However, we do not offer loans for utility bills, debt consolidation, or mortgage payments.
How does Fundo ensure responsible lending?
Fundo reviews your financial situation, including your ability to make repayments, before approving a loan. We aim to lend responsibly to ensure that you’re not left financially worse off after taking out a loan.
Can I still apply if I don’t have a regular payslip?
Yes, as long as your total income, including government benefits, meets the $1,000 per fortnight requirement, you can apply for a loan even without a traditional payslip.
How do I know if my loan will be approved on the same day?
If you submit your loan application during business hours and it’s approved quickly, you may receive your funds the same day. However, external factors like banking processing times may affect when the money reaches your account.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
