Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Need cash within the hour? When you’re dealing with a financial emergency, waiting for funds is not an option. At Fundo, we offer small loans starting from $500, with a fast online application and approval process that ensures you can get the cash you need within the hour. With quick and easy access to funds, Fundo is your go-to solution for urgent financial needs.
How can I get cash within the hour in Australia?
If you’re searching for cash within the hour, it’s likely that you have an urgent financial need that can’t wait. Whether it’s a medical bill, emergency repair, or another unforeseen expense, Fundo offers small loans starting from $500 that are designed to get you the cash you need quickly. While receiving cash within the hour is not always guaranteed due to processing times, Fundo provides fast approval and funding, often getting money to you on the same day if you apply within business hours.
At Fundo, we prioritise transparency and ensure that our loan process is straightforward, without hidden fees or complications. This means that you can focus on addressing your financial needs while we handle the rest.
What is Fundo’s process for getting cash quickly?
Fundo’s loan process is designed to help you access cash quickly and responsibly. Here’s how it works:
Fundo is committed to providing fast, transparent, and responsible loans to meet your urgent financial needs.
FAQs
Is it possible to get cash within the hour from Fundo?
While Fundo strives to approve and fund loans quickly, receiving cash within the hour depends on how fast your application is approved and processed, as well as your bank’s processing times.
What can I use a Fundo loan for?
Fundo loans can be used for urgent expenses such as medical bills, car repairs, or emergency household costs. However, we do not offer loans for utility bills, debt consolidation, or mortgage payments.
How does Fundo ensure responsible lending?
Fundo reviews your financial situation, including your ability to make repayments, before approving a loan. We aim to lend responsibly to ensure that you’re not left financially worse off after taking out a loan.
Can I still apply if I don’t have a regular payslip?
Yes, as long as your total income, including government benefits, meets the $1,000 per fortnight requirement, you can apply for a loan even without a traditional payslip.
How do I know if my loan will be approved on the same day?
If you submit your loan application during business hours and it’s approved quickly, you may receive your funds the same day. However, external factors like banking processing times may affect when the money reaches your account.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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