Cash Within The Hour
Same day funds up to $5,000
Same day funds up to $5,000
Need cash within the hour? When you’re dealing with a financial emergency, waiting for funds is not an option. At Fundo, we offer small loans starting from $500, with a fast online application and approval process that ensures you can get the cash you need within the hour. With quick and easy access to funds, Fundo is your go-to solution for urgent financial needs.
How can I get cash within the hour in Australia?
If you’re searching for cash within the hour, it’s likely that you have an urgent financial need that can’t wait. Whether it’s a medical bill, emergency repair, or another unforeseen expense, Fundo offers small loans starting from $500 that are designed to get you the cash you need quickly. While receiving cash within the hour is not always guaranteed due to processing times, Fundo provides fast approval and funding, often getting money to you on the same day if you apply within business hours.
At Fundo, we prioritise transparency and ensure that our loan process is straightforward, without hidden fees or complications. This means that you can focus on addressing your financial needs while we handle the rest.
What is Fundo’s process for getting cash quickly?
Fundo’s loan process is designed to help you access cash quickly and responsibly. Here’s how it works:
Fundo is committed to providing fast, transparent, and responsible loans to meet your urgent financial needs.
FAQs
Is it possible to get cash within the hour from Fundo?
While Fundo strives to approve and fund loans quickly, receiving cash within the hour depends on how fast your application is approved and processed, as well as your bank’s processing times.
What can I use a Fundo loan for?
Fundo loans can be used for urgent expenses such as medical bills, car repairs, or emergency household costs. However, we do not offer loans for utility bills, debt consolidation, or mortgage payments.
How does Fundo ensure responsible lending?
Fundo reviews your financial situation, including your ability to make repayments, before approving a loan. We aim to lend responsibly to ensure that you’re not left financially worse off after taking out a loan.
Can I still apply if I don’t have a regular payslip?
Yes, as long as your total income, including government benefits, meets the $1,000 per fortnight requirement, you can apply for a loan even without a traditional payslip.
How do I know if my loan will be approved on the same day?
If you submit your loan application during business hours and it’s approved quickly, you may receive your funds the same day. However, external factors like banking processing times may affect when the money reaches your account.
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.