Cheap Loan Interest Rates
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Many individuals look for cheap loan interest rates when unexpected expenses arise. Whether it’s an urgent bill or a spontaneous purchase, you may need an alternative funding solution that fits your situation better than traditional bank loans. At Fundo, we understand your needs and strive to provide an accessible solution for short-term loans tailored to your unique financial circumstances.
Working with a lender like Fundo can help you even if you’ve faced challenges with credit in the past. Our understanding of local lending landscapes means we’re committed to providing loan options for everyone, especially when you need it most. With our loan offerings, we cater to a variety of needs without the stress of complicated procedures.
If you're looking for cheap loan interest rates, know that our medium loans (up to $5,000) come at an annual interest rate of 47.8%, applied only if applicable based on loan size. For smaller amounts, we offer solutions that have no interest. Each loan is designed with your financial health in mind.
We appreciate that every borrower has different requirements and aims to make borrowing as hassle-free as possible. If you're searching for solutions to fund:
Applying for a loan at Fundo is a breeze. You simply need to:
If you meet our eligibility criteria, fill out our application form with your personal details and requested loan amount. During business hours, you could receive your outcome on the same day, and if approved, your funds won’t take long to arrive! Returning customers can apply even quicker—just three clicks and you're done!
Boost your chances of loan approval with a solid Fundo Score. Practice healthy borrowing by making timely repayments and referring Fundo to friends to improve your score.
Don’t let high costs stress you out! Discover the ease of obtaining a loan with cheap loan interest rates at Fundo. Apply for your loan today and take control of your financial future!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
