Cheap Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We understand that securing funds when you need them can be a challenge, especially if your credit history isn’t perfect. Finding cheap loans in Australia shouldn’t feel like an uphill battle, and at Fundo, we’re here to change that narrative. While many traditional lenders may turn you away based solely on your credit score, we take a more personalised approach. Our mission is to provide convenient access to short-term loans for all Australians, no matter their financial background.
At Fundo, we offer a variety of loan options to suit your unique needs. You can select a small loan (SACC) up to $2,000 or a medium loan (MACC) of up to $5,000. Whether you need funds for a one-off emergency expense or an unexpected situation, we have you covered. With us, you won’t need to navigate complex eligibility criteria; it’s all about providing you with the funding you need quickly and easily.
Worried about meeting stringent loan criteria? Don’t be! Fundo believes in minimising barriers for our borrowers. To qualify for our loans, you simply need to:
While no credit check loans can be elusive, please note that a credit check may be part of our assessment process, but we focus on your ability to repay rather than solely on past financial missteps. We strive to reward good financial behaviour, making it possible for you to secure loans that meet your needs.
Stop your search for terms like 'cheap loans in Australia' or 'easy loans.' With Fundo, you can experience a hassle-free loan service that puts you first. Our tailored solutions empower you to pay off your loan in advance to unlock future lending opportunities, streamlining your financial life. If you’re looking for a quick, reliable solution to meet your short-term cash needs, it’s time to apply with Fundo.
Ready to take the next step? Get started with your application today and experience the Fundo difference for yourself! Your affordable, transparent, and friendly loan experience is just a click away. 🖱️
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
