Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When you're a student faced with unexpected expenses, finding cheap loans for students can feel overwhelming, especially with the strict criteria set by banks and traditional lenders. Many Australians, just like you, are seeking alternative options and landing on terms like 'Loan Services Australia' for support. At Fundo, we simplify the process of obtaining quick financing. We know that in urgent situations, time is critical—why should you spend days on paperwork? Our focus is on providing fast access to cash without the hassle.
Fundo is committed to helping you find the best loan options available. Searching for cheap loans for students often leads people to us because we prioritise responsible lending. For instance, if you're planning home improvements, our home renovation loans can assist with vital upgrades. Alternatively, if you encounter urgent, one-off expenses, check out our reliable emergency loans. While we don’t offer loans for debt consolidation, we can help you manage your one-time costs efficiently.
At Fundo, we like to reward good credit behaviour! If you pay your loans early, you can enjoy savings on your fees and avoid any penalty charges. You have the flexibility to repay your loan in full within up to 180 days of approval. Our user-friendly self-service dashboard makes managing repayments simple, and you can always reach out for financial wellness advice through it.
Curious about your eligibility? Fundo has simple requirements. Applicants need to:
To get started, fill out our application form with your preferred loan amount and some personal and financial details. If you submit your application during business hours and meet our criteria, you're looking at a greater chance of access to funds the same day.
Instead of spending time looking up 'same day loans' and 'bad credit loans', understand your likelihood for approval with our Fundo Customer Score. Improving your Fundo Customer Score by timely payments and responsible borrowing habits can enhance your chances of securing a loan with us.
Apply today and explore how Fundo can meet your needs for cheap loans for students. Let us help you get the funding you require quickly and easily!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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