Cheap Loans Online

Discover Cheap Loans Online with Fundo

If you're exploring options for 'cheap loans online', look no further than Fundo! We understand that sometimes life throws unexpected expenses your way, and securing quick and convenient funding is essential. Our streamlined process is designed for those who need immediate financial assistance without the headache of traditional lending hassles.

Why Choose Fundo for Cheap Loans Online?

At Fundo, we offer an efficient and straightforward way to access short-term loans. Here’s what sets us apart:

🚀 **Fast Approval**: Our application process is quick, so you can get the funds you need in as little as 60 seconds after your contract is accepted.
📝 **Simple Application**: Say goodbye to complicated forms and unnecessary paperwork! Our online application is user-friendly.
👍 **No Hidden Fees**: Transparent lending with no unexpected costs—what you see is what you get!
📅 **Flexible Repayments**: Choose a repayment plan that best suits your financial situation. Whether weekly, fortnightly, or monthly, we've got options for you.
💡 **Versatile Loan Uses**: Our loans are perfect for various purposes including emergency expenses—just no debt consolidation!

Types of Loans Offering Convenience

Whether you're in need of emergency cash or funds for other short-term needs, Fundo loans can cater to your specific requirements. While we don’t offer debt consolidation loans, we focus on providing:

🔧 Emergency Loans: ideal for tackling unforeseen costs like car repairs or urgent bills.
🏡 Home Renovation Loans: make improvements to your home, whether it's painting or updating furnishings.
💰 Short-term loans: quick funding solutions for everyday expenses.

Easy Eligibility Criteria

Applying for cheap loans online with Fundo is quick and straightforward! To get started:

💼 You must currently reside in Australia.
🗓️ Age: You should be over 18 years old.
💵 Maintain a verified income of at least $1,000 per fortnight (including government benefits).
✅ Show that you have the ability to make timely repayments without financial strain.

Ready to dive in? You can easily apply through our website by providing your personal details and desired loan amount. Have previously borrowed from us? Great! It only takes three clicks to apply again!

Boost Your Fundo Score!

With our Fundo Score, you can enjoy added benefits for responsible borrowing. Pay your loans on time, leave reviews, and make referrals to see your score rise, increasing your chances of loan approval in the future.

Stop rummaging through endless results for 'instant loans' or 'cash now loans'. At Fundo, we’re here to help you secure those cheap loans online with ease and confidence. Get started today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.