Cheap Loans Unsecured
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise or you're planning to enhance your home, securing a loan can feel overwhelming, particularly with the stringent requirements and extensive paperwork demanded by traditional banks. Many Australians turn to alternative funding solutions, often searching for options like cheap loans unsecured and unsecured small loans. Fortunately, Fundo is here to help you cut through the complexity and offer a smooth path to your much-needed funds.
At Fundo, we understand the urgency of your loan needs. Our streamlined application process is crafted to provide fast access to funds — you shouldn't have to waste time filling out endless paperwork. With our range of short-term loans, you can get the money you need quickly and conveniently. Plus, we're not quick to dismiss applicants based on their credit history; we're here to consider your entire financial situation, recognising that a previous issue doesn’t define your ability to repay.
If you’re exploring cheap loans unsecured, no collateral personal loans, or loans up to $5000, Fundo has flexible solutions tailored to a variety of purposes. Here’s how you can utilise our loans:
With our flexible repayment terms, you can choose between a repayment period of up to 180 days for a MACC loan or opt for early repayment to avoid fees and increase your chances of future approvals.
Wondering if you qualify? Fundo's eligibility criteria are straightforward:
Applying for a loan is as easy as 1-2-3! Simply fill out our online application form, specifying your desired loan amount and personal information. If you apply during business hours, you could receive your outcome promptly — and if approved, funds can be in your account within 60 seconds from contract acceptance. Returning customers can enjoy an even faster application process with just three clicks!
Your Fundo Score plays a vital role in your approval process. There are various ways to enhance your score; timely payments and referring friends are great starting points. Ready to leave behind the hassle of searching for no credit check loans? Say hello to smart borrowing with Fundo! Submit your application today and let us help you meet your financial needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
