Cheap Payday Loans Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, cheap payday loans online can be a practical solution. Whether you're dealing with urgent home repairs or planning a last-minute getaway, finding the right lender can feel overwhelming, especially if your search doesn't yield the results you were hoping for. That's where Fundo steps in! We are a committed lender that understands your needs, offering fast and flexible solutions tailored just for you.
Unlike many competitors, Fundo prioritises your financial wellness. Our short-term loans cater to a wider audience, specifically those who may not typically have access to credit. Don’t let complicated lending jargon confuse you—our straightforward communication makes understanding your loan terms a breeze!
At Fundo, we go beyond providing loans. If you are looking for options like cheap payday loans online, you’ll appreciate our focus on cultivating responsible borrowing habits. Repaying your loan ahead of schedule? That could mean savings on monthly fees! Our loans offer up to 180 days for a MACC loan, but you can repay early without any penalties. Plus, our user-friendly dashboard keeps you in control of your repayment schedule.
To apply for a loan with Fundo, all you need is:
Want to get an idea of how you might qualify? Try our Fundo Score—a unique way to assess your borrowing health! Earn points through responsible behaviour like early repayments and referring a friend. A higher Fundo Score could mean better chances for approval.
Don't keep searching for cheapest payday loans—the solution is right here at Fundo! Click the ‘Apply Now’ button on our homepage to kick off your application. Simply provide us with your details, loan amount, and any other personal information we need. Returning customers can complete this in just three clicks!
If you initiate your application during business hours and meet our eligibility criteria, you may receive quick approval and have your funds deposited on the same day. Today is the perfect day to explore your options with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
