Cheap Short Term Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
At times, life throws unexpected expenses our way, and we might find ourselves in need of quick cash. Whether it’s for a much-needed holiday, essential home repairs, or simply a financial cushion, cheap short term loans for bad credit can be a lifesaver. If you’ve been searching online and feeling frustrated by the lack of options, let us introduce you to Fundo!
Fundo is a proudly Australian-owned lender that understands the financial challenges many face. Unlike other lenders, we process applications quickly so you can get back on your feet with minimal hassle. Our mission is to provide accessible short-term loans without the confusing jargon or hidden fees.
Fundo's loans are tailored not just for those with pristine credit scores but also for responsible individuals seeking cheap short term loans for bad credit. Our easy application process means you can access funds quickly and efficiently, regardless of your credit history. No more scrolling endlessly through options! With Fundo, you'll find a friendly alternative to meet your financial needs.
Applying for a Fundo loan is straightforward. You'll only need to meet a few essential criteria:
While our Fundo Score can give you insights into your borrowing eligibility, remember it’s just one part of the equation! Factors like on-time repayments and positive financial behaviour can enhance your overall borrowing options with Fundo.
Whether you need a small loan up to $2,000 or a medium loan reaching $5,000, Fundo’s offerings are designed to suit various needs:
We ensure you can utilize these loans for a range of purposes, excluding debt consolidation, which aligns with our responsible lending practices.
So if you’re ready to take charge of your finances, don’t hesitate—click ‘Apply Now’ on our homepage! Complete the straightforward online application with your details and desired loan amount. Returning customers can even apply in just three clicks!
Once your application is approved within business hours, funds can hit your account within 60 seconds from contract acceptance! Say goodbye to endless searches for cheap short term loans for bad credit—Fundo is here to help you when you need it most!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
