Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
At times, life throws unexpected expenses our way, and we might find ourselves in need of quick cash. Whether it’s for a much-needed holiday, essential home repairs, or simply a financial cushion, cheap short term loans for bad credit can be a lifesaver. If you’ve been searching online and feeling frustrated by the lack of options, let us introduce you to Fundo!
Fundo is a proudly Australian-owned lender that understands the financial challenges many face. Unlike other lenders, we process applications quickly so you can get back on your feet with minimal hassle. Our mission is to provide accessible short-term loans without the confusing jargon or hidden fees.
Fundo's loans are tailored not just for those with pristine credit scores but also for responsible individuals seeking cheap short term loans for bad credit. Our easy application process means you can access funds quickly and efficiently, regardless of your credit history. No more scrolling endlessly through options! With Fundo, you'll find a friendly alternative to meet your financial needs.
Applying for a Fundo loan is straightforward. You'll only need to meet a few essential criteria:
While our Fundo Customer Score can give you insights into your borrowing eligibility, remember it’s just one part of the equation! Factors like on-time repayments and positive financial behaviour can enhance your overall borrowing options with Fundo.
Whether you need a small loan up to $2,000 or a medium loan reaching $5,000, Fundo’s offerings are designed to suit various needs:
We ensure you can utilize these loans for a range of purposes, excluding debt consolidation, which aligns with our responsible lending practices.
So if you’re ready to take charge of your finances, don’t hesitate—click ‘Apply Now’ on our homepage! Complete the straightforward online application with your details and desired loan amount. Returning customers can even apply in just three clicks!
Once your application is approved within business hours, funds can hit your account within 60 seconds from contract acceptance! Say goodbye to endless searches for cheap short term loans for bad credit—Fundo is here to help you when you need it most!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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