Clear Loans FAQ
Same day funds up to $5,000
Same day funds up to $5,000
Need a loan but concerned about your credit history? At Fundo, we understand that accessing emergency funds can be challenging, especially if your credit isnโt perfect. But fret not! When you search for โClear Loans FAQโ, we aim to provide solutions that simplify your loan experience without the red tape.
With Fundo, youโll discover straightforward options for short-term loans, tailored for individuals who may find traditional banks out of reach due to credit scores. We believe in keeping everything simple and jargon-free so you can clearly understand what we offer.
As an Australian-owned and -operated lender, we pride ourselves in valuing your time. Why wait for days for a response when you can get quicker results with Fundo? We assess not only your credit score but also your unique financial situation to give you the best chance at approval.
If youโve stumbled upon terms like 'No Income Loan' or 'Cash Loans Without a Bank Account', you might be wondering if you meet our eligibility criteria. At Fundo, we keep our requirements minimal compared to traditional lenders. To apply, you need to:
Ready to apply? Simply visit our online platform, fill out the application form specifying the loan amount you wish to borrow, and provide your personal and financial details. Once your application is complete, if itโs approved during business hours, expect your funds to be deposited into your account within 60 seconds from contract acceptance!
To increase your chances of getting approved for a loan with us, work on improving your Fundo Score. You can enhance your score through positive actions such as:
Why wait? Unlock your financial potential today by applying for a loan with Fundo. Take the first step toward getting the speedy funding you need!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.