Collateral Loans With No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Seeking financial assistance is a common challenge, whether you're addressing an unexpected expense or need a temporary cash boost. This is why many start looking for collateral loans with no credit check. While traditional banks may take time to process applications, Fundo offers a straightforward solution tailored to your needs.
At Fundo, we specialise in providing short-term loans up to $5,000, designed for those who are currently living in Australia, at least 18 years old, and earning a verified income of at least $1,000 per fortnight. It's our mission to simplify the loan process for you—without hidden fees or complicated terms. With us, you can expect:
When looking for collateral loans with no credit check, it can be overwhelming to sift through numerous lenders. Here’s what you gain by choosing Fundo:
If you’re thinking about searching for personal loans or similar financial solutions, consider the advantages of a Fundo loan first. We cater to responsible individuals looking for manageable terms. Just ensure you meet the following:
With Fundo, the application process is smooth and efficient. New clients can easily fill out our online form, while our existing customers can secure a loan in as few as three clicks! If submitted during our business hours, approvals can happen on the same day. And remember to check your Fundo Score to boost your chances of approval and access exclusive discounts.
No need to continue searching for collateral loans with no credit check elsewhere—get started with Fundo today and meet your financial needs promptly!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
