Collateral Loans With No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Seeking financial assistance is a common challenge, whether you're addressing an unexpected expense or need a temporary cash boost. This is why many start looking for collateral loans with no credit check. While traditional banks may take time to process applications, Fundo offers a straightforward solution tailored to your needs.
At Fundo, we specialise in providing short-term loans up to $5,000, designed for those who are currently living in Australia, at least 18 years old, and earning a verified income of at least $1,000 per fortnight. It's our mission to simplify the loan process for you—without hidden fees or complicated terms. With us, you can expect:
When looking for collateral loans with no credit check, it can be overwhelming to sift through numerous lenders. Here’s what you gain by choosing Fundo:
If you’re thinking about searching for personal loans or similar financial solutions, consider the advantages of a Fundo loan first. We cater to responsible individuals looking for manageable terms. Just ensure you meet the following:
With Fundo, the application process is smooth and efficient. New clients can easily fill out our online form, while our existing customers can secure a loan in as few as three clicks! If submitted during our business hours, approvals can happen on the same day. And remember to check your Fundo Score to boost your chances of approval and access exclusive discounts.
No need to continue searching for collateral loans with no credit check elsewhere—get started with Fundo today and meet your financial needs promptly!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.