Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When life's unexpected expenses arise, you may find yourself in need of quick cash. Whether it’s for urgent home repairs, unexpected medical bills, or other one-off costs, securing fast funding is crucial. If you’ve been looking for information on consolidate debt loans for bad credit, you're in the right place with Fundo. As a private lender specialising in short-term loans, we are committed to making loans accessible, even if your credit score isn't perfect!
At Fundo, we understand that every financial situation is unique. Our loans can help you cover various needs, whether it’s handling emergency expenses or sourcing funds for renovations. While managing different debts can be challenging, we offer an alternative to emergency loans and home renovation loans. Although we're here to assist, it's important to note that our loans should not solely be used for debt consolidation or paying off existing debt—for that, we recommend considering your options carefully.
To maximise your chances of loan approval, understanding your Fundo Customer Score can be a game changer. This score reflects your borrowing behaviour, and you can boost it by making timely repayments and leaving positive reviews. The better your Fundo Customer Score, the more flexible options you will have when seeking a loan!
To qualify for our loans, you need to:
If you meet these criteria, you could be eligible for a loan from Fundo! Our fast, online application process ensures you spend less time worrying about cash flow and more time on what truly matters in your life.
If you’re keen to get started or have been searching for consolidate debt loans for bad credit, look no further than Fundo. Don’t let financial stress weigh you down—apply for your short-term loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.