Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you're considering options for consolidating loans with bad credit, you're likely in search of quick and hassle-free funding solutions that the traditional banks often overlook. We understand that financial emergencies can occur at any moment, and at Fundo, we're here to help! Unlike conventional lenders, we offer fast access to short-term loans even if your credit isn't perfect. Our mission is to make the funding process simple and stress-free. We know borrowing can be daunting, so we provide clear, straightforward communication without any hidden fees.
At Fundo, we offer a variety of loans tailored to your needs, making it easier for you to secure financial assistance when it matters most. With options for small loans (up to $2,000) and medium loans (up to $10,000), we have flexible terms to suit your circumstances. Whether you need a loan for urgent expenses or unexpected bills, our emergency loans are designed to provide swift relief. You can also explore our home renovation loans for those necessary home projects.
Worried about making repayments? With Fundo, we believe in rewarding responsible financial behaviour. If you choose to pay off your loan early, you can ultimately lower your monthly fees, and maintaining a good repayment history can further improve your access to future loans. Our user-friendly self-service dashboard keeps you updated with your loan details, and offers recommendations to enhance your financial management skills!
Curious about your eligibility for a Fundo loan? The requirements are simple! You need to be:
Applying is straightforward! Just complete our online application form with your personal and financial details, and specify the desired loan amount. If you meet our eligibility criteria and submit your application during business hours, you may receive funding on the same day—sometimes within 60 seconds from contract acceptance!
Your Fundo Customer Score is a key factor in understanding your loan approval chances. It's based on your borrowing history and payment behaviour. Work on improving your Fundo Customer Score by making timely repayments, referring friends, and keeping your loans with other lenders manageable. This proactive approach will enhance your chances of approval for future loans, making financing easier!
Don't waste time searching for Personal Loans or other options that may not be suitable for your needs. Apply with Fundo today and take the first step towards the financial support you deserve! We're here to assist you every step of the way.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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