Consolidate Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're considering options for consolidating loans with bad credit, you're likely in search of quick and hassle-free funding solutions that the traditional banks often overlook. We understand that financial emergencies can occur at any moment, and at Fundo, we're here to help! Unlike conventional lenders, we offer fast access to short-term loans even if your credit isn't perfect. Our mission is to make the funding process simple and stress-free. We know borrowing can be daunting, so we provide clear, straightforward communication without any hidden fees.
At Fundo, we offer a variety of loans tailored to your needs, making it easier for you to secure financial assistance when it matters most. With options for small loans (up to $2,000) and medium loans (up to $5,000), we have flexible terms to suit your circumstances. Whether you need a loan for urgent expenses or unexpected bills, our emergency loans are designed to provide swift relief. You can also explore our home renovation loans for those necessary home projects.
Worried about making repayments? With Fundo, we believe in rewarding responsible financial behaviour. If you choose to pay off your loan early, you can ultimately lower your monthly fees, and maintaining a good repayment history can further improve your access to future loans. Our user-friendly self-service dashboard keeps you updated with your loan details, and offers recommendations to enhance your financial management skills!
Curious about your eligibility for a Fundo loan? The requirements are simple! You need to be:
Applying is straightforward! Just complete our online application form with your personal and financial details, and specify the desired loan amount. If you meet our eligibility criteria and submit your application during business hours, you may receive funding on the same day—sometimes within 60 seconds from contract acceptance!
Your Fundo Score is a key factor in understanding your loan approval chances. It's based on your borrowing history and payment behaviour. Work on improving your Fundo Score by making timely repayments, referring friends, and keeping your loans with other lenders manageable. This proactive approach will enhance your chances of approval for future loans, making financing easier!
Don't waste time searching for no credit check loans or other options that may not be suitable for your needs. Apply with Fundo today and take the first step towards the financial support you deserve! We're here to assist you every step of the way.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
