Consolidating Debt Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
While life can be unpredictable, sometimes you might find yourself needing a little financial help. Whether it’s for unexpected expenses or one-off costs, loans can be a helpful solution. If you're looking for options related to consolidating debt loans with bad credit, Fundo is here for you. As an Australian-owned and operated lender, Fundo offers accessible short-term loans designed to cater to a variety of needs. We understand that not everyone has a perfect credit history, and that’s why we are open to reviewing applications from borrowers with less-than-perfect credit, making the lending process smoother for you!
Why Choose Fundo?
When searching for consolidating debt loans with bad credit, it’s vital to understand the kinds of loans we offer. At Fundo, we specialise in short-term lending solutions that are designed to meet your needs without placing additional strain on your finances. For instance, our small loans (SACC) do not incur interest if repaid within 20 weeks, making them an excellent choice for managing immediate expenses comfortably.
If an urgent situation arises, whether it’s a car repair or a medical bill, our emergency loans can provide the quick cash you need to get back on track. Plus, our user-friendly self-service dashboard gives you an overview of your loan status and helpful tips on managing your repayment plan effectively.
Before applying for a loan at Fundo, ensure you meet our simple eligibility criteria: you need to be over 18 years, currently reside in Australia, earn at least $1,000 of verified income per fortnight (including government benefits), and demonstrate a repayment strategy that will assist rather than hinder your financial situation. If this sounds like you, why not simplify your search for fast loans by applying with Fundo today? Just share your details in our application form, and if submitted within business hours, we can often have your application approved quickly!
If you're curious about your chances for loan approval, check out the Fundo Score. Remember, enhancing your score through timely repayments and responsible borrowing benefits you in the long run! So, if you’re ready to simplify your financial journey instead of continuing the quest for consolidating debt loans with bad credit, reach out to us at Fundo today. We’re excited to help you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
