Consolidating Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a loan can feel daunting, especially when you have a less-than-perfect credit score. If you’ve faced difficulties with traditional options related to consolidating loans with bad credit, we understand how frustrating that can be. At Fundo, we believe that everyone deserves access to financial support, regardless of their credit history.
Our goal is to make short-term loans easier and more accessible for Australians. We assess each application based on individual circumstances, so you won’t face automatic denials just because of past credit challenges. With Fundo as your trusted Australian lender, you can count on adaptable repayment plans designed with your needs in mind.
When it comes to one-off expenses—like an urgent home repair or unexpected bill—our emergency loans are ready to help. Remember, Fundo’s services are not for covering existing debts or loans, but we focus on assisting you with new financial needs. If you're curious about your loan eligibility or options available, please feel free to explore our other lending products, such as home renovation loans.
Getting a loan with Fundo might be easier than you think! To qualify for our loans, you simply need to:
If you meet these criteria, take the first step towards financial flexibility by filling out our quick and user-friendly application form. If your application is submitted during business hours, we aim for same-day approval and loan release!
Want to see your chances of approval? Use our interactive Fundo Score tool, which helps you understand your financial health and jumpstart your borrowing experience. By repaying your loans on time and maintaining good credit behaviour, you improve your likelihood of future approvals.
Why continue searching for payday loans or immediate payout loans? With Fundo’s easy application and quick cash solutions, your search for consolidating loans with bad credit ends here. Take control of your financial journey with Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
