
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding the right loan can be tricky, especially when chasing a credit consolidation loan with a less-than-perfect credit score. At Fundo, we believe that everyone deserves a chance, no matter their financial history. With traditional lending routes often leading to rejections based purely on credit scores, we've created a unique approach aimed at making loans accessible to all Australians. Whether you're dealing with unexpected expenses or need short-term financial support, we focus on evaluating each application individually, considering your situation rather than solely relying on your credit score.
At Fundo, we pride ourselves on being an Australian-owned lender, offering flexible and convenient loan options for those in need. Here’s what sets us apart:
When looking for a credit consolidation loan, remember that Fundo doesn’t cater to debt consolidation or loans for paying off existing debts. Instead, we focus on providing financial assistance for various short-term needs. Whether it’s covering unexpected costs or smoothing out budgetary bumps, our straightforward funding options ensure you get the assistance you require, quickly and efficiently.
Joining the Fundo family is easy, and we keep our eligibility criteria minimal:
If you meet these criteria, apply now via our application form. Quick approvals during business hours allow cash often deposited into your account within 60 seconds of contract acceptance!
Your chances of loan approval can improve with a good Fundo Score. We reward responsible borrowing behaviour, meaning timely repayments, referring friends, and leaving feedback can elevate your score. Checking your score is easy—just visit our Fundo Score page to learn more.
If you're tired of hunting for a credit consolidation loan or other lending options, look no further! Fundo is here to simplify your lending journey. Check how much you can borrow with Fundo today and experience the support you need without the hassle!
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.