Credit Consolidation Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding the right loan can be tricky, especially when chasing a credit consolidation loan with a less-than-perfect credit score. At Fundo, we believe that everyone deserves a chance, no matter their financial history. With traditional lending routes often leading to rejections based purely on credit scores, we've created a unique approach aimed at making loans accessible to all Australians. Whether you're dealing with unexpected expenses or need short-term financial support, we focus on evaluating each application individually, considering your situation rather than solely relying on your credit score.
At Fundo, we pride ourselves on being an Australian-owned lender, offering flexible and convenient loan options for those in need. Here’s what sets us apart:
When looking for a credit consolidation loan, remember that Fundo doesn’t cater to debt consolidation or loans for paying off existing debts. Instead, we focus on providing financial assistance for various short-term needs. Whether it’s covering unexpected costs or smoothing out budgetary bumps, our straightforward funding options ensure you get the assistance you require, quickly and efficiently.
Joining the Fundo family is easy, and we keep our eligibility criteria minimal:
If you meet these criteria, apply now via our application form. Quick approvals during business hours allow cash often deposited into your account within 60 seconds of contract acceptance!
Your chances of loan approval can improve with a good Fundo Score. We reward responsible borrowing behaviour, meaning timely repayments, referring friends, and leaving feedback can elevate your score. Checking your score is easy—just visit our Fundo Score page to learn more.
If you're tired of hunting for a credit consolidation loan or other lending options, look no further! Fundo is here to simplify your lending journey. Check how much you can borrow with Fundo today and experience the support you need without the hassle!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
