Debt Consolidation Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses hit, loans can be a life-saver. Whether it’s for urgent home repairs or an unexpected bill, we understand that searching for debt consolidation loans with bad credit can be frustrating. So, if you’ve found yourself in this boat, look no further than Fundo! We cater to hardworking Australians who may not fit traditional lending criteria, offering short-term loans designed with you in mind.
At Fundo, we pride ourselves on being a borrower-focused lender. Our streamlined application process and transparent repayment terms make it easier for you to access the funding you need, even if you've had challenges with your credit score.
If you’ve been looking for debt consolidation loans with bad credit, we’re here to help you find your ideal funding solution. Though our loans are not specifically for debt consolidation, we provide a range of support through our emergency loans or alternative options like home renovation loans that can help you meet short-term financial needs without the hassle.
Want to boost your chances of approval? Understanding your Fundo Score can make a big difference. Positive financial behaviours, such as timely repayments or referring friends, can enhance your score, opening doors to better future loan offers.
Ready to take the next step? At Fundo, you only need to meet a few simple requirements: you need to be currently residing in Australia, over 18 years, and have a verifiable income of at least $1,000 per fortnight (including government benefits). Our quick application process means you could potentially have cash in your account within 60 seconds after contract acceptance!
If you're tired of searching for debt consolidation loans with bad credit, let Fundo be your partner in finance. Apply now for a short-term loan and see how we can help you manage your finances better!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
