Debt Consolidation Loans With Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding the right financing option to manage unexpected expenses, such as urgent car repairs or necessary home improvements, can often feel daunting. Traditional banks might require extensive documentation, making the process time-consuming—applications often take weeks or even months to be processed. If you've been searching for debt consolidation loans with bad credit in Australia, your quest can be frustrating when conventional lenders don't offer a clear path forward.
But fear not! You’ve just discovered Fundo, where we understand the urgency of your situation. We've streamlined our process to ensure that you can apply for a small loan without the hassle of lengthy paperwork. At Fundo, our goal is to provide quick and straightforward short-term loans. Forget waiting for days; with us, you can receive a decision in just a few hours!
At Fundo, we believe in empowering our clients. While searching for debt consolidation loans with bad credit in Australia, consider our range of options that cater to your specific needs. For instance, if you’re looking to enhance your living space, you might find our home renovation loans particularly helpful. Similarly, if an unforeseen expense has struck, our emergency loans are designed to meet immediate cash flow demands.
We also value responsible borrowing behaviour, which is why we offer rewards for good loan management. By repaying early, you save on costs. And if you meet your repayments ahead of schedule, you won't incur any penalty fees. You have up to 180 days to repay your MACC loan in full!
Track Your Progress with Fundo 🎯
Keep tabs on your payments conveniently through our online self-service dashboard. You'll also find financial wellness tips that can guide you through your financial journey. If you're curious about how your loan history influences your future borrowing potential, check out your Fundo Score. The better your score, the more opportunities you have to secure better loan terms!
To qualify for a loan with Fundo, you only need to meet a few criteria: you must be over 18, currently reside in Australia, and demonstrate a verified income of at least $1,000 every fortnight. Applying is easy with our online form, and our aim is to help you find the right loan without the hassle—you won't need to browse endlessly for terms like cashnow loans anymore.
As a returning borrower, you can complete the application in as little as three simple steps! So if you're still searching for reliable lenders, look no further than Fundo. Submit your application today and take the first step toward addressing your financial needs quickly!
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and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
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and Secure. 5 min
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Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
