Debt Loans For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Bad credit can often feel like a barrier when you're in urgent need of assistance. If you've encountered challenges securing debt loans for people with bad credit, you're not alone. Traditional lenders may have turned you away due to your credit score, but we believe this shouldn’t limit your options. That’s why at Fundo, we strive to make short-term loans readily accessible for everyone, considering your unique financial situation.
Being an Australian-owned and -operated lender, we’re here to provide a seamless application and approval process for those looking to take control of their finances. Our mission goes beyond merely offering loans; we prioritise flexibility and understanding. Our user-friendly and straightforward loan application keeps things simple, making it easier for borrowers in need of quick cash. Why wait for a lengthy response when you can rely on Fundo for a fast, stress-free solution?
When looking into debt loans for people with bad credit, it’s crucial to weigh all available options. While some may offer different types of loans, at Fundo, we focus on small and medium loans tailored to your needs. Need cash for an urgent one-off expense? Whether it's for an unexpected bill or to cover immediate costs, our loans are designed to assist you effectively.
Interested in enhancing your chances of loan approval? Your Fundo Score is significant in this process. Earn points through positive actions such as on-time payments, referring friends, and leaving reviews. A better score translates to more favourable loan options and quicker processing times. Remember, to apply, you need to:
Quick applications can be completed with just a few clicks, especially for returning applicants, making it seamless for you. If you’re still searching for the right lender, stop scouring the internet with terms like 'debt loans for bad credit' and "money loans Australia." Take the leap with Fundo today, and apply for a loan that works for you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
