Direct Cash Loan App
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can happen to the best of us, and when they do, a direct cash loan app can be a lifesaver. At Fundo, we believe that personal loans should be easy to access, whether for emergency car repairs or an unexpected bill. If you're looking for a solution under the term 'Direct Cash Loan App', you’ve come to the right place! Fundo is your friendly Australian lender, offering short-term loans designed specifically to meet your needs.
With Fundo, we make borrowing as simple and convenient as possible:
Our direct cash loan can be used for a variety of purposes. Whether it’s covering those urgent one-time expenses or making necessary home improvements, we offer solutions that work for you:
By paying off your loan early, you can avoid extra fees and improve your chances of favourable terms on any future loans. Plus, our Fundo Score reflects your credit behaviour, meaning responsible repayments can unlock new benefits for you.
Are you wondering if you qualify? With Fundo, eligibility is straightforward. You must:
If you meet our eligibility criteria, applying is just a few clicks away! Already borrowed with us before? Reapply in just three clicks!
Say goodbye to your search for a 'direct cash loan app' and take action today! Our loans are designed to help you take control of your finances swiftly and simply when you need it most. With Fundo, you're not just a number; you're a valued customer! Apply for your Fundo loan now and experience the difference!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
