Direct Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, a direct personal loan can be a smart solution. However, finding the right lender and the perfect direct personal loan may sometimes feel overwhelming. At Fundo, we strive to simplify the borrowing process for you. Our loans are tailored for a broad range of borrowers, including those who might not typically consider a short-term loan. If your search brought you here, you can trust that our direct personal loans are designed to provide quick funds with zero hidden fees. Our offers are straightforward, ensuring you won't have to navigate through confusing terms or fine print. With Fundo’s fast online application, accessing a loan is simple and hassle-free. As your friendly direct lender, we prioritize your needs. Ready to take that next step? Why not apply with us today and see how we can help?
If you’re exploring options for a direct personal loan, the possibilities are varied! Our loans can assist with:
Fundo provides short-term loans with flexible repayment plans. You can choose to pay off your loan within up to 180 days for a MACC loan or settle it early for potential savings. Therefore, being proactive with your repayments and demonstrating responsible borrowing habits can open doors to more favourable terms in the future.
Many potential borrowers often wonder about their eligibility for a direct personal loan. You're in luck! At Fundo, our entry requirements are designed to be accessible. To qualify, you must:
To get started, simply fill out our online application, detailing your desired loan amount, personal and financial information, and your contact details. If you meet the eligibility criteria and submit your application during business hours, there's a strong chance you'll see your funds hit your account within 60 seconds from contract acceptance!
If you're eager to enhance your chances of securing a better loan agreement in the future, consider focusing on your Fundo Score. This score reflects your financial responsibility and can be improved by:
Don’t wait any longer! Apply for a Fundo direct personal loan today and move closer to solving your financial needs with ease. Explore the freedom that comes with fast and flexible funding!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
