Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When you need cash ASAP, you simply don’t have the time for complicated processes or long approval wait times. Thanks to our quick loans here at Fundo, you can enjoy a no-fuss application and fast loan approval process, all from the comfort of your home.

As a private lending institution, we’re able to provide short-term loans and fast cash loans, even if you have a not-so-great credit score. We have flexible repayment options that can cater to your specific financial situation. Plus, you don’t have to worry about any hidden fees or charges. 

Fundo is Australian-owned and managed, offering easy, fast, and small loans online. We genuinely care about your financial well-being, so we make the funding experience accessible and easy to navigate.

Typically, Fundo’s application process takes just a few minutes to complete. We want to keep things simple and convenient. That’s why we’ve designed our online application form so that it’s straightforward, with no fuss and no frills. Just go to our website to apply. We’ll take it from there.

Thanks to modern technology and automation, we’re able to review your application much faster. We can give you a quicker turnaround time than traditional banks. Even better, you’ll receive a response within hours – in most instances, within the same day.

We know that response speed is absolutely crucial when you’re looking for emergency loans. Our efficient application process gives us a chance to check your eligibility quickly and get you the money you need when you need it.

Your financial needs can change at different points in your life. Sometimes, you may find yourself needing more than one loan. It’s technically possible to apply for more than one loan online. Each application would still be evaluated on a case-by-case basis by different lenders, though.

Whether or not it is wise to send in multiple loan applications depends on your specific financial situation and needs. To start, applying to different lenders allows you to compare loan terms, interest rates, fees, and other factors. This can help you find the best possible loan offer. If you get approved for multiple loans, you’ll get to choose the one that suits your needs the most.

But don’t forget about the disadvantages. Each loan application usually means that a hard enquiry will be conducted. This reflects on your credit report and can temporarily lower your credit score. Worst-case scenario? Multiple enquiries may raise concerns for lenders and affect your creditworthiness.

Not to mention, applying for multiple loans online can be time-consuming and require too much effort. When you need cash fast, gathering documents and filling out tons of applications is probably the last thing you want to do. 

It’s incredibly important to make sure you can comfortably manage the repayments before you commit to multiple loans. At Fundo, our primary focus is on responsible lending, and we want to make sure our customers can comfortably manage their loans and don’t experience undue pressure. So we carefully assess your financial capacity and repayment history to determine if they align with our lending criteria.

Credit scores don’t define a person’s entire financial story. This is why we take a holistic approach when assessing loan applications. By this, we mean considering various factors beyond just a credit score.

Having a perfect credit score is not necessarily a requirement to qualify for an easy loan online with Fundo. We’re a private lending institution that offers quick fast loan and short-term cash loan options. But more than that, we try to give our potential borrowers more flexibility, even if they have a not-so-great credit score.

We want to genuinely understand your financial situation and assess your ability to manage the loan responsibly. We consider factors such as your income, employment stability, and overall financial health when evaluating your application. By taking a comprehensive view, we can provide a fair assessment of your eligibility for easy loans online.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.