Easy Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in need of quick cash, easy bad credit loans may be just the solution you're looking for! Traditional lenders often come with strict rules and lengthy paperwork, making it difficult for those needing immediate assistance. That's where Fundo steps in as a friendly alternative lender, making the borrowing process simpler and faster.
At Fundo, we understand that life can throw unexpected expenses your way. That's why we offer short-term loans designed for Australians like you, who require financial assistance without the hassles of traditional lending. Here’s what makes us different:
Fundo caters to various financial situations with our straightforward loan products. We provide:
Keep in mind that while we offer easy bad credit loans, you can also utilise our funds responsibly. If you repay your loan early, you’ll benefit from our flexible repayment options—pay up to 180 days for a MACC loan without penalties. Plus, our self-service dashboard lets you track your loan easily. We’re keen to empower our customers with free financial wellness advice through this platform.
Ready to take the next step? Here’s what you need to qualify for easy bad credit loans at Fundo:
If you meet these criteria, we encourage you to submit your application during business hours for a better chance of same-day approval. Returning borrowers can apply seamlessly in just a few clicks!
Stop searching for easy bad credit loans and discover the straightforward options at Fundo instead! Other lenders may offer similar products, but our unique benefits ensure you get the most out of your borrowing experience. Take control of your finances and apply now for a loan that meets your needs. Join us at Fundo, where your financial well-being is our priority!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
