Easy Bank Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you searching for easy bank loans for bad credit? You're not alone! Many Australians face unexpected expenses and look towards traditional banks or lenders, only to find that the application process can be daunting and filled with stringent criteria. However, with Fundo, you can forget those worries. We provide quick and convenient short-term loans that are designed to be accessible from the comfort of your home, no matter where you are in Australia.
Our easy bank loans for bad credit come with several advantages:
At Fundo, we believe that getting a loan should be a hassle-free experience, no matter your credit situation. Our application process is swift and straightforward, ensuring you're treated fairly even if your credit is less than perfect.
After exploring easy bank loans for bad credit, you might wonder what options are available. Worried about which loan is best for you? Fundo has a range of small loans, including:
Our repayment terms are accommodating, allowing you to comfortably pay off your loan within up to 180 days for a MACC loan. Plus, if you're in a position to do so, you can pay off your loan early without worrying about monthly fees!
Part of the beauty of borrowing with Fundo is the opportunity to enhance your Fundo Score—a rating based on your interaction with us. By making timely payments and spreading the word about your good experience, your Fundo Score can improve, ultimately leading to better loan offers. The higher your score, the more options you’ll have!
To qualify for a loan, you must be over 18, currently living in Australia, and receive a stable income of at least $1,000 per fortnight (including government benefits). You should also have a clear plan in place for repayment. Ready to take the plunge? Complete our online application form; it's as easy as one, two, three!
If you apply during business hours, we may be able to approve your loan and have funds in your account within 60 seconds of contract acceptance. Plus, if you're a returning customer, we’ve streamlined the process even further for you. Don’t waste any more time scouting through options. Fund your next personal expense with Fundo today and experience a loan process that truly works for you!
Your search for easy bank loans for bad credit has ended; you've found your solution with Fundo. Apply now and let's help you get the cash you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
