Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you searching for easy bank loans for bad credit? You're not alone! Many Australians face unexpected expenses and look towards traditional banks or lenders, only to find that the application process can be daunting and filled with stringent criteria. However, with Fundo, you can forget those worries. We provide quick and convenient short-term loans that are designed to be accessible from the comfort of your home, no matter where you are in Australia.
Our easy bank loans for bad credit come with several advantages:
At Fundo, we believe that getting a loan should be a hassle-free experience, no matter your credit situation. Our application process is swift and straightforward, ensuring you're treated fairly even if your credit is less than perfect.
After exploring easy bank loans for bad credit, you might wonder what options are available. Worried about which loan is best for you? Fundo has a range of small loans, including:
Our repayment terms are accommodating, allowing you to comfortably pay off your loan within up to 180 days for a MACC loan. Plus, if you're in a position to do so, you can pay off your loan early without worrying about monthly fees!
Part of the beauty of borrowing with Fundo is the opportunity to enhance your Fundo Customer Score—a rating based on your interaction with us. By making timely payments and spreading the word about your good experience, your Fundo Customer Score can improve, ultimately leading to better loan offers. The higher your score, the more options you’ll have!
To qualify for a loan, you must be over 18, currently living in Australia, and receive a stable income of at least $1,000 per fortnight (including government benefits). You should also have a clear plan in place for repayment. Ready to take the plunge? Complete our online application form; it's as easy as one, two, three!
If you apply during business hours, we may be able to approve your loan and have funds in your account within 60 seconds of contract acceptance. Plus, if you're a returning customer, we’ve streamlined the process even further for you. Don’t waste any more time scouting through options. Fund your next personal expense with Fundo today and experience a loan process that truly works for you!
Your search for easy bank loans for bad credit has ended; you've found your solution with Fundo. Apply now and let's help you get the cash you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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