Easy Loan No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need an easy loan with no credit check? While Fundo may conduct a credit check as part of our assessment process, our primary focus is on helping you access funds quickly. We offer small loans starting from $500 with a fast, easy online application process. Whether you’re dealing with an emergency or need short-term financial help, Fundo provides flexible repayment options and transparent loan terms to ensure that you can repay your loan comfortably, even if you have less-than-perfect credit.
FAQs
Can I get a loan without a credit check?
While Fundo does conduct a formal credit check, our lending process is designed to be flexible. We assess your overall financial health and use an internal scoring system, which means that even if your credit score isn’t perfect, you may still qualify for a loan.
How does Fundo’s loan process work?
Fundo’s online application process is fast and easy. Simply fill out the required details about your personal and financial situation, and submit the form. Our team reviews your application quickly, and if approved, you’ll receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID.
Are Fundo’s loan terms flexible?
Yes, Fundo offers flexible repayment options to suit your financial needs, allowing you to repay your loan comfortably without added stress.
Can I repay my loan early?
Yes, you can repay your loan early without any penalties. Early repayment allows you to save on interest costs and manage your loan more efficiently.
How fast can I receive the funds after approval?
Once approved, you can receive the funds in as little as 60 seconds from accepting your loan agreement and if your bank supports PayID, making Fundo one of the fastest ways to get cash when you need it.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
