Easy Loans Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
If you're facing an unexpected expense or planning a home renovation, finding loans can feel overwhelming—especially if you're dealing with traditional banks that often impose strict requirements and endless paperwork. It’s no surprise that many Australians look for easy loans for bad credit in Australia as a solution. At Fundo, we simplify this process for you. Our goal is to provide quick access to funds without the burdensome hassle. Why spend days filling out complicated forms when you can get the help you need with just a few clicks?
At Fundo, we specialise in offering short-term loans tailored for a variety of needs. Even if your Fundo Score isn't perfect, your application won't be turned away right off the bat. We understand that financial circumstances vary, and past credit issues don’t define your current repayment ability. Our streamlined application means you can receive a response in just days. Ready to get started? It's easy with our user-friendly application!
Stop your endless search for easy loans for bad credit in Australia. With Fundo's accessible loans that suit your needs, you can find peace of mind knowing that help is just around the corner. Whether it's for home renovation or covering urgent expenses, your options, such as home renovation loans or emergency loans, are just a click away.
Wondering if you qualify for a loan? There's good news! Fundo has straightforward eligibility criteria. To apply, you need to:
Simply fill out our application form, sharing your contact details, loan amount, and relevant personal and financial information. If you meet our criteria, you could receive approval the same day you apply—especially if you submit during business hours. Instead of searching endlessly for direct cash loans or similar terms, let Fundo help you understand your borrowing potential. By enhancing your Fundo Score, borrowing with us becomes even easier. Things like paying on time and keeping your loan number minimal can positively impact your score.
Ready to take the leap? Apply for your loan today and move closer to securing the financial support you need with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
