Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Here’s the thing about life: it has a way of throwing unexpected challenges in your direction. But we are here to help. If you’re looking for an easy personal loan, you’ve come to the right place here at Fundo. 

Want to get cash loans online? You’ll need to meet a few requirements. Don’t worry, though. We’ve made sure that they’re straightforward and accessible.

First, you’ll need to be at least eighteen years old to legally enter into any financial agreement, including a Fundo loan.

You’ll also need to have a regular income. Our requirement is at least $1,000 per fortnight, including government benefits. It’s important that you have the means to repay your easy personal loan without placing undue financial pressure on yourself.

It’s also important to demonstrate your ability to meet repayment deadlines. Because we value your financial well-being, we want our loan options to align with your budget and responsibilities.

We want to provide you and all our customers with the best funding experience. That’s why we prioritise your financial health and discourage borrowing beyond your means.

Need a loan? We’ve designed our application process to be hassle-free. Just complete it from the comfort of your home using your phone, tablet, or computer. From there, we can review your application and hopefully help you get the funds you need.

Your credit history may not always be the most ideal, and that’s okay. At Fundo, we’re here to help individuals who may have a not-so-great credit score. As a private lending institution, we have the flexibility to consider applicants with credit backgrounds of all kinds.

Everyone deserves a fair chance. That’s why we assess loan applications based on a holistic approach. When you apply for an easy personal loan, we take into account various factors beyond just credit scores. 

Of course, while we do consider your credit history, we also consider your present ability to pay for your loans.

We don’t want past financial challenges to hold you back from accessing the funds you need. That’s why we offer short-term loans and quick cash loans to approved applicants, even if they have less-than-stellar credit.

In addition to providing accessible loan options, we also have no hidden fees or charges. Our goal is to remove the complications often associated with small loans in Australia.

Interest rates for online loans can vary depending on the lender. They may offer rates based on factors like your creditworthiness, loan amount, and repayment terms, while some lenders may have set rates for their loan products. 

At Fundo, the costs associated with your loan are governed by lending legislation and are in line with industry standards. You can reach out to us if you have questions about your fees or how your loan is calculated. 

At Fundo, we care deeply about your security and privacy. When applying for online loans, anyone would want to make sure their information is handled with care.

We’ve implemented stringent security measures to safeguard your data. Our website uses industry-standard encryption technology to protect your personal and financial info. This ensures that your data can’t be intercepted or accessed by unauthorised people.

We also adhere to relevant data protection laws and regulations. This is to maintain the highest standards of privacy and security.

Have any concerns about the security of your cash loan application? Feel free to reach out to our customer support team. They’re available to address any queries you may have. At Fundo, our privacy and peace of mind are our top priorities.

If you need a tiny and easy personal loan, apply at Fundo today!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.