Easy Short Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
Life can surprise you with unexpected expenses, from a medical bill that needs immediate attention to a car repair that can’t be postponed. Maybe you’re looking to upgrade your living space with some home improvements. No matter your financial needs, easy short term loans can provide a helpful solution. Traditional lenders often come with strict requirements and lengthy processes, which is why many Australians are shifting toward alternatives like Fundo. Forget wasting hours searching for loans; with Fundo, you can access fast and straightforward short-term loans right from your home!
At Fundo, we understand the frustrations of red tape and long waiting times. Our technology-driven loan process is designed for speed and simplicity, giving you an outcome in days rather than weeks. Plus, we are transparent about any upfront costs or fees, ensuring you know exactly what to expect.
Whether you're facing urgent repairs or a one-time unexpected expense, our home renovation loans and emergency loans can be invaluable. Need cash fast? Fundo simplifies the process, making straightforward loans more achievable for everyone — even those with less-than-perfect credit.
Curious about your loan or how to manage your repayments effectively? Our self-service dashboard provides up-to-date information about your loan conditions and offers valuable insights into managing your funds. If you've been looking into easy bank loans, we believe Fundo can meet your short-term needs without the hassle!
Understanding your Fundo Score is a great way to increase your loan approval chances. By regularly making on-time payments and maintaining a good credit behaviour, you can enhance your score, which paves the way for better loan offers in the future. Apply with confidence, knowing your Fundo Score can improve your borrowing potential!
To be eligible for a loan from Fundo, you must be currently living in Australia and be at least 18 years old. You’ll also need to demonstrate a verified income of at least $1,000 per fortnight, inclusive of any government benefits. Don’t let paperwork slow you down; applications submitted during business hours may be reviewed and approved in a single day, providing funds directly into your account right after contract acceptance.
So, if you are seeking the convenience of easy short term loans and want the best support throughout your borrowing experience, look no further! Apply today with Fundo and take control of your finances.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.