Emergency Cash Loans
Same day funds up to $5,000
Same day funds up to $5,000
If you’re in need of emergency cash loans, Fundo is here to provide quick financial support when you need it most. Whether it’s a medical emergency, urgent car repairs, or another unexpected expense, Fundo offers small loans starting from $500 to help you manage your financial emergencies. Our fast online application process ensures that you can access the funds you need without unnecessary delays.
At Fundo, we understand that emergencies can happen at any time, and waiting for days to get financial assistance isn’t an option. Thousands of Australians have already trusted Fundo to provide fast and reliable financial support during times of need. Once your application is submitted, our team works quickly to review it, often providing same-day approval. After approval, the funds are typically transferred to your account within hours, giving you fast access to the cash you need to handle your emergency.
In addition to fast approval, Fundo offers flexible repayment options to ensure that repaying the loan is as convenient as possible. Whether you prefer a shorter repayment period or need more time to repay, Fundo’s emergency loans are designed to provide financial flexibility.
How fast can I get approved for an emergency cash loan with Fundo?
Fundo’s online application process is fast and straightforward. Once you submit your application, it’s reviewed quickly - often providing same-day approval. After approval, the funds are typically transferred within hours, depending on your bank’s processing times.
What can I use an emergency cash loan for?
Fundo’s small loans can be used to cover various emergency expenses, such as medical bills, car repairs, or urgent personal costs. Our loans provide fast access to cash when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to fit your financial situation. Whether you need a shorter repayment period or more time, Fundo ensures that managing your loan is easy and stress-free.
Do I need good credit to apply for an emergency loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan, making our loans accessible to a wide range of customers.
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.