Emergency Cash With Bad Credit

When you’re in urgent need of emergency cash with bad credit, you’re not alone! Many individuals seek swift funding options when faced with unexpected expenses. Traditional bank loans may not cater to your situation, which is where alternative lending solutions like Fundo come into play. We understand that life can throw challenges your way, and having access to quick cash is essential.

As an Australian-owned lender, we are well-versed in the financial landscape and equipped to support your unique borrowing needs. At Fundo, we offer short-term loans designed specifically for those requiring quick solutions without the lengthy process and fine print that often accompanies bank loans.

Why Choose Fundo for Emergency Cash?

💡 Quick Access: Get your cash in your account within 60 seconds once your contract is accepted.
🔄 Flexible Repayment Terms: We offer repayment periods of up to 180 days, making it easier to manage your finances.
👩‍💼 Transparent Process: No hidden fees and a straightforward approach to borrowing.
📈 Improve Your Fundo Score: Timely repayments can positively impact your Fundo Score, making future loan approvals easier.
🛠️ Tailored Options: From unexpected medical expenses to home repairs, our loan options are varied to meet your needs.

If you’re searching for emergency cash loans for bad credit or exploring meaningful solutions for your financial urgencies, Fundo is here to help! Our loans cater to those looking for quick funds without the roadblocks that often accompany traditional lending.

There are many circumstances where having accessible funds is vital, be it a car repair or an unplanned medical expense. With our straightforward application process, you can complete your loan request in just a few clicks. Plus, if you’re a returning customer, we’ve made it even easier for you—apply again with just three clicks!

What Do You Need to Qualify?

To ensure you have the best chance of getting the emergency cash you need, you’ll want to meet the following eligibility criteria:

🎂 You must be over 18 years of age.
🇦🇺 Currently living in Australia.
💼 Earning a verified income (including government benefits) of at least $1,000 per fortnight.
📊 Demonstrating your ability to repay the loan comfortably.

Applying is straightforward! Fill out our application form, detailing your requested loan amount and personal information. Once submitted, if approved, you could have the funds in your account on the very same day!

Ready to ease your financial worries? Don’t waste time searching for cumbersome loan options. Say goodbye to your concerns about pay advances or wondering "how will I find cash?" With Fundo, your solution is just a click away. Apply today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Emergency Cash With Bad Credit