Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Emergency loans online are designed to provide quick access to funds during unexpected financial situations. Typically, they are unsecured loans, which means you don’t need to provide security for the loan. Many Australians use them to cover short-term expenses, such as medical bills, car repairs, or urgent home repairs.

On the other hand, traditional bank loans are usually larger in amount, have longer repayment terms, and are often secured. Usually, people take out traditional loans to pay for major purchases or investments, such as buying a house or financing a business.

If you’re seeking emergency loans online, then you might find our fast small loans here at Fundo a good fit for your situation. You can complete the online loan application form in minutes, and we’ll review it promptly, allowing you to receive a decision as soon as possible. If you submit your application during business hours and get approved, you could even get the funds on the same day.

With Fundo, you don’t have to deal with the long wait and stringent application processes that traditional banks typically put you through. 

At Fundo, we understand that unexpected emergencies can catch you off guard, leaving you in need of quick cash. Our goal is to help you navigate through challenging times when you need emergency loans online. You’d be glad to know that we offer small and medium online loans that can help with your finances. 

Our user-friendly platform is designed to make the loan process as straightforward as possible. Simply select your desired loan amount and provide the necessary details so our team can assess your application and give you an outcome quickly. 

We understand that life doesn’t always go as planned, and your credit score may bear the brunt of some of those detours. That’s why we believe that a low or bad credit score should not necessarily bar you from getting a loan, especially when you’ve been searching for emergency loans online. 

While credit scores play a part in our decision-making, here at Fundo, they are not the be-all and end-all. We also take into account your current ability to meet repayments because we care about your financial well-being. As a responsible lender, we’ve set the following requirements for you to qualify for our short term loans: 

Once you’re eligible to apply for a small loan at Fundo, you don’t need to endlessly look up emergency loans online anymore, as you can submit your application from anywhere you are in just a few minutes. 

Concerned about the repayment period for emergency loans? At Fundo, we’re all about providing a lending experience that’s as flexible as it is streamlined. We allow you to decide the length of your loan, whether you prefer to sprint over five weeks or go at a steady pace stretching over twenty weeks. 

Our application process is available online 24/7 but if you apply during our business hours, we can process your application quickly and possibly have the funds deposited into your account on the same day. Our business hours are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time. 

If your application is received late in the business day, we’ll promptly get back to you on the next business day so we can thoroughly assess your application and give you a fair outcome. 

There’s no room for complicated forms or long-winded approval processes here at Fundo. There are no hidden fees, no perplexing legal jargon, and certainly no complications either. Instead, we’re all about easy, quick, and small online loans that are ready when you are. 

Rather than scouring the web for emergency loans online, apply for a loan at Fundo today! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.