Emergency Money Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finding financial help can often feel overwhelming, especially when navigating options like emergency money loans for bad credit. But don’t worry! Here at Fundo, we believe that accessing short-term loans doesn’t have to be a hassle. Our mission is to provide accessible financial solutions to everyday Australians, including those who may face challenges with their credit history.
At Fundo, we streamline the borrowing process for you. Our online application is simple and straightforward, with no hidden fees, so you can focus on what matters most: getting the funds you need quickly. Whether you have a one-off expense or an unexpected bill, applying for short-term loans is just a few clicks away, allowing you to manage your finances with confidence.
Need quick cash for those unexpected expenses? Our loans can be used for various purposes, which means you have the flexibility to address immediate financial needs. Examples include:
Say goodbye to endless searches for Fast Cash with No Credit Check. With our minimal eligibility requirements, Fundo is a great option for individuals looking for fast financial assistance. You need to be:
We offer a quick online application process that’s easy enough for anyone to navigate—especially for our returning customers using just three clicks! If you submit your application during business hours, you could receive funds the same day. Don’t forget to check your Fundo Score to see how you can enhance your chances of getting a loan. You can improve your score by making timely repayments, referring friends, and maintaining fewer loans with other lenders.
Ready to take the next step? Apply for your emergency money loan for bad credit today at Fundo and gain the financial breathing room you deserve!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.