Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
The long and short answer is that they don’t perform credit checks. This may come with hidden bells and whistles for you as a borrower, however, such as hidden fees or high interest rates that may be difficult to repay on time.

Not all hope is lost if you have less-than-stellar credit and still need a loan, however! 

Rather than applying for a ‘fast cash no credit check’ loan, choose Fundo instead. At Fundo, we look at the big picture; we don’t just rely on your credit score to decide if your loan gets approved or not. While we may perform credit checks on applications, we consider your current financial situation rather than solely focusing on your credit history.

Even with a not-so-great credit score, Fundo’s got your back!

To answer this question, it’s crucial to remember the responsibility that comes with borrowing.

Repaying your loans on time demonstrates good financial management. Conversely, if your loans are not managed properly, it could lead to financial difficulties, and that could directly affect your credit score.
While loans that promise ‘fast cash no credit check’ may seem alluring, you may also end up with higher interest rates or hidden charges with them. You may also be levied high penalties for not being able to repay these loans on time, which could lead to a lower credit score.

Why not consider our quick short term loans instead? At Fundo, we’re proud to offer flexible repayment terms, so you can easily manage your finances without affecting your credit score. 

Let’s say you need a loan, and you need it now. But some options for ‘fast cash no credit check’ loans require security, depending on where you get your loan.

Here’s the great news: Fundo’s medium and small cash loans are unsecured!

That means we don’t ask for security. Our focus is on you, our valued customer, not your assets. As an Australian-owned private lending institution, we’re dedicated to offering easy personal loans online with a no-fuss application and approval process.

At Fundo, we’re dedicated to empowering our customers with flexible, accessible funding options, including the use of our online loans to consolidate existing debts.

Debt consolidation is a way to manage smaller loans, like ‘fast cash no credit check’ loans, under one loan repayment. By consolidating your debts, you can skip the confusion of multiple interest rates, different due dates, and various lenders and focus on your financial well-being.

Of course, it’s important to be responsible with your loan repayments. While a Fundo personal loan can be a useful tool for debt consolidation, you should also consider your ability to repay the loan within the agreed terms to avoid additional financial stress.

Empathy and commitment to your financial well-being are what drive us at Fundo. That’s why our loans are not just quick and easy, but also transparent.

No hidden fees, no confusing jargon, and certainly no extended waiting times just to hear back on your application – that’s the Fundo promise!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.