Fast Cash Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need fast cash personal loans to handle unexpected expenses? You’ve come to the right place! Whether it’s a surprise bill or a last-minute purchase, Fundo is here to help you find a solution tailored to your needs. Many traditional lenders can be slow and cumbersome, making the borrowing process complicated. At Fundo, we believe accessing funds should be straightforward and hassle-free. Our goal is to provide short-term loans to residents across Australia quickly and easily, without drowning you in paperwork.
When it comes to fast cash personal loans, we focus on:
Whether you have less-than-perfect credit or just need quick access to cash, Fundo's online application process allows you to apply for loans from the comfort of your home or workplace. Our diverse range of loan options means you can find the right fit for your financial needs without hassle.
If you’ve been looking for fast cash personal loans, look no further! With Fundo, we offer adaptable repayment terms that you can align with your situation. You can settle your loan within up to 180 days for a MACC loan or opt for early repayment, helping you avoid unnecessary charges. Our loans include:
- Emergency Loans
- Home Renovation Loans
Need cash quickly for unexpected expenses? Our Emergency Loans can get you covered, or if you’re planning necessary home improvements our Home Renovation Loans can assist you in creating your dream space.
Qualifying for a Fundo loan is straightforward. To be eligible, ensure you:
You can also check your Fundo Score, which reflects your borrowing behaviour. Building a healthy credit history—or demonstrating good habits like timely repayments—can help you qualify for better terms on future loans.
The application process is straightforward! Simply click on 'Apply Now' on our homepage, fill out your loan amount and personal details, and submit. If you apply during business hours and meet our eligibility criteria, you could receive approval and have funds hit your account within **60 seconds** after contract acceptance. Don’t waste more time hunting for instant loans online. Instead, take action now and apply for a Fundo loan!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
