Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When it comes to dealing with life’s surprises, understanding how financial solutions work is key. So, you might be asking, ‘How do fast day loans work?’ Well, at Fundo, we’ve streamlined the process for times when you need swift financial assistance.

Our process is entirely digital, designed for speed and convenience. With any device, from any location, you can apply for short-term loans in a matter of minutes. We understand the urgency of your needs and strive to meet them promptly. 

If you send your application for our online loans within our business hours, which are Monday through Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time, it’s our priority to review it swiftly so you can get a decision within the same day. For late-day applications, rest assured we’ll tackle them first thing the next business day to give them the careful attention they deserve.

The Fundo experience is all about making things simple for you when applying for fast day loans. Our approach is fuss-free and friendly, void of complicated forms and long-winded processes. We cut through the jargon and legal talk to ensure our services are as accessible and user-friendly as possible.

Credit scores are often seen as the gatekeepers of financial support, but at Fundo, we believe there’s more to your story. We understand that life’s financial ups and downs don’t always align with credit scores. This understanding drives us to make fast day loans available even to those whose credit scores might not be picture-perfect. 

We’re firm believers in the uniqueness of each individual’s financial situation, and we recognise that past financial struggles do not necessarily map out your future financial capabilities. While we still conduct credit checks as part of our comprehensive review process, it’s just one of the many factors we consider in our decision-making process. 

Rather, we pay attention to a multitude of factors, with the primary focus being your current capacity to meet repayments. We’re not your traditional bank with rigid credit score requirements for fast day loans. 

Before applying for a loan, you need to ensure that you have a steady income source and a plan for repayment that won’t place you in financial distress. As responsible lenders, we’re here to support you, not to increase your financial burden. In fact, during your application process, we’ll be considering your financial situation closely to ensure that the loan is feasible for you.

To ensure a seamless experience when applying for fast day loans or any other type of fast money loans, it is essential to consider your loan eligibility beforehand as well. To apply for a loan with Fundo, you must: 

Unlike traditional bank loans, which often involve complex forms, waiting periods, and strict requirements, Fundo loans come with an easy-to-navigate online loan application process for fast day loans. On top of that, our self-service dashboard allows you to track your loan balance, view your payment history, and even make or reschedule payments. You’ll also receive tips on enhancing your financial health. 

What’s more, maintaining a high Fundo Credit Score improves your prospects of personal loan approval. By simply interacting with us – be it leaving reviews, recommending us to friends, or ensuring timely or even early loan repayments – you have the power to enhance your Fundo Credit Score. 

So why wait to get fast day loans for quick cash? Start your application for Fundo loans today! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.