Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you one of the many Australians seeking fast money now with bad credit to tackle unexpected expenses? Traditional banks can often complicate things with their strict requirements and lengthy application processes. But worry not, because Fundo is here to simplify your search! We understand your needs and offer fast and accessible short-term loans that fit seamlessly into your life.
At Fundo, we believe everyone deserves a chance. That’s why our approach to lending accommodates those with less-than-perfect credit. Here’s what makes us stand out:
When you're searching for fast money now with bad credit, consider your options wisely. Fundo offers a variety of loans designed to meet your unique financial needs, including:
We want to reward responsible financial behaviour at Fundo. You can benefit from reduced fees when you repay your loan early, and we won’t penalise you for doing so. With up to 180 days for repayment on our MACC loans, you can easily manage your cash flow while we support your financial journey.
If you’re aiming for the best loan deals, understanding your Fundo Customer Score is essential. This score reflects your reliability as a borrower and can positively change with responsible actions, such as:
Enhancing your Fundo Customer Score means better loan offers and faster processing times when you return for future loans. Just remember, to apply with us, you should:
Stop searching for traditional loans or using terms like payday loans. Fundo is ready to assist you now. Apply for your small loan today and discover the difference!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.