Fast Money Now Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Are you one of the many Australians seeking fast money now with bad credit to tackle unexpected expenses? Traditional banks can often complicate things with their strict requirements and lengthy application processes. But worry not, because Fundo is here to simplify your search! We understand your needs and offer fast and accessible short-term loans that fit seamlessly into your life.
At Fundo, we believe everyone deserves a chance. That’s why our approach to lending accommodates those with less-than-perfect credit. Here’s what makes us stand out:
When you're searching for fast money now with bad credit, consider your options wisely. Fundo offers a variety of loans designed to meet your unique financial needs, including:
We want to reward responsible financial behaviour at Fundo. You can benefit from reduced fees when you repay your loan early, and we won’t penalise you for doing so. With up to 180 days for repayment on our MACC loans, you can easily manage your cash flow while we support your financial journey.
If you’re aiming for the best loan deals, understanding your Fundo Score is essential. This score reflects your reliability as a borrower and can positively change with responsible actions, such as:
Enhancing your Fundo Score means better loan offers and faster processing times when you return for future loans. Just remember, to apply with us, you should:
Stop searching for traditional loans or using terms like payday loans. Fundo is ready to assist you now. Apply for your small loan today and discover the difference!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
