Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Fast payday loans are just one type of personal loan that lets you borrow money fast. However, if you need a loan today, why not consider Fundo’s small personal loans instead?

One of the most attractive features of fast payday loans is speed, and here at Fundo, we offer alternative small same-day cash loans that skip the confusing jargon and complicated legal language to offer you a transparent and easy borrowing experience that’s just as quick.

If you submit and get your application accepted during business hours, you’re also most likely going to have your funds the very same day. That’s right, no long-winded approval processes or waiting for answers. Just quick and easy loans, straight into your account. 

However, remember that banks do have varying processing times. This could mean that occasionally, your funds may become available the day after your application. But don’t sweat it; Fundo is committed to getting your funds to you as soon as possible. 

So, next time life happens and you need cash fast, consider the quick cash loans here at Fundo.

Fundo is here for you when life happens and you need a quick online loan today. That being said, stacking up loans may not be a wise decision in the long run.

While we can’t speak for payday lenders, we at Fundo presently don’t allow multiple active loanswith us at any given time. Having multiple active loans could affect your ability to repay your existing loans, leading to potential financial stress. We strive to ensure that our services not only provide the cash you need but also contribute positively to your financial health.

But don’t worry; once you’ve repaid your current loan in full, you’re more than welcome to apply for a new loan. If you’re a returning borrower, you can even complete a new loan application with just a few clicks through our self-service dashboard. 

While fast payday loans are certainly quick, they oftentimes come with high interest rates that may make repayments more difficult later on.

At Fundo, we’re all about transparency and fairness. While we do charge fees on our small loans, we break these fees down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us.

We’re responsible lenders, and we want to assure you that all of our fees are in line with industry standards and the law. We don’t have any hidden charges, as all fees for your loan are disclosed during the loan offer stage.

Most people turn to fast payday loans when they have less-than-stellar credit, as these types of quick loans are fast and lenders often do not run credit checks before handing out loans. However, not only do payday loans come with higher interest rates, but they also have to be paid at a much quicker rate, which you may be unable to do on time.

At Fundo, we understand that unforeseen circumstances may affect your ability to repay your loan. That’s why we encourage you to reach out to our friendly customer service team if you need some flexibility with your repayment dates.

Next time you need a quick loan, remember Fundo – your friendly, Australian-owned and managed private lending institution. Let’s make your financial journey a positive one together.

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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.